Cozen O’Connor: Calabro, Nicole M.

Nicole M. Calabro



(215) 665-4652

(215) 372-2364

Nicole focuses her practice on insurance, structured settlements, and annuities.  Nicole has fifteen plus years’ experience representing national insurance and annuity companies, as the owners or issuers of annuities, regarding a host of legal issues arising out of the transfer of structured settlement payment rights throughout the United States.  Nicole also specializes in client-based programs involving the commutation of annuity payments throughout the country.

Nicole’s experience includes resolving matters involving the attempted transfer of structured settlement payment rights; disputes involving claims over entitlement to structured settlement payments; tax, beneficiary, and estate issues; transfers of structured settlement payments involving minors; worker’s compensation claims, bankruptcy claims, child support and other third-party garnishments; interpleader claims; overpayment and recovery issues; fraud related matters; and a variety of other issues that arise out of the insurance and annuities context.  

Nicole also provides legal and business advice to her clients on a wide-range of topics, including payment obligations and addresses her client’s liability concerns surrounding the administration of annuity policies.  On behalf of her clients, Nicole has successfully filed and obtained court approval of thousands of commutation matters throughout the country and has successfully opposed countless transfer petitions filed by numerous rogue factoring companies throughout the years.

Nicole earned her law degree, cum laude, from Widener University School of Law.  During law school, Nicole served as judicial intern to the Honorable Richard B. Klein of the Superior Court of Pennsylvania and the Honorable Joyce S. Kean and the Honorable James J. Fitzgerald, III of the Philadelphia Court of Common Pleas.  She earned her undergraduate degree, summa cum laude, from La Salle University. 


Cozen O'Connor’s Life Insurance & Annuities Group Named One of the Top Lateral Hires of 2018

March 23, 2019

The Cozen O'Connor Life Insurance and Annuities Group was named by The Legal Intelligencer one of the Top Lateral Hires of 2018 after joining the firm in April 2018.

Cozen O’Connor Expands Commercial Litigation Practice in Philadelphia with Group from Drinker Biddle

April 26, 2018

Cozen O’Connor announced today that three nationally recognized commercial litigators — Michael J. Miller, Gregory J. Star, and Stephen R. Harris — along with 11 others have left Drinker Biddle to join Cozen O’Connor’s Commercial Litigation practice

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  • Widener University School of Law, J.D., cum laude, 2003
  • La Salle University, B.A., summa cum laude, 2000
  • New Jersey
  • Pennsylvania
  • U.S. District Court -- New Jersey
  • U.S. District Court -- Eastern District of Pennsylvania

The Justinian Society

National Association of Women Lawyers (NAWL)