Cozen O’Connor: Kennedy-Coggins, Jennifer A.

Jennifer A. Kennedy-Coggins



(404) 572-2066

(404) 572-2199

Jennifer A. Kennedy-Coggins concentrates her practice in civil litigation and is a member in the firm’s Atlanta office.  She has experience in litigating a wide variety of civil and commercial matters, including matters pertaining to construction defect, premises liability, mass and complex torts, transportation injuries, products liability, insurance coverage, and extracontractual disputes, including defending bad faith claims. 

In the insurance coverage arena, Jennifer regularly advises commercial general liability, property, professional liability, and casualty carriers on various coverage issues, and often defends insureds under commercial policies.  Jennifer has significant experience litigating, negotiating, and advising insurers through complex insurance coverage and bad faith disputes.  Areas litigated include multi-million dollar coverage disputes involving primary and excess commercial property policies and third-party coverage disputes involving primary and excess liability policies.  Jennifer regularly defends insurance carriers in litigation and pursues declaratory judgments on their behalf.

Jennifer’s defense practice includes cases involving premises liability, products liability, construction defect, automobile liability, trucking liability, and general liability.  Jennifer’s experience in premises liability routinely involve property hazards, such as slip and falls and criminal attacks.  Jennifer also frequently defends contractors against construction defect and injury claims.  Jennifer knows very well the tender and indemnity issues involved in these cases and routinely assists companies in determining where the risk of liability can be shared or absolved completely.

She has further dealt with high-profile cases, which garnered extensive media attention, including a construction defect case involving potentially hundreds of firefighters allegedly injured by mold exposure. Jennifer successfully persuaded the court in this case to enjoin the opposing parties from further contacting and discussing the case with the media.

Jennifer serves as the Atlanta office’s pro bono coordinator and routinely participates in providing pro bono services through cooperation with the Georgia Legal Services Program and the Atlanta Volunteer Lawyer's Foundation's Saturday Lawyer's program.  Jennifer’s pro bono activities focus in the family law arena, most commonly providing assistance to those seeking a divorce, child custody modifications, and adoption. 

In 2012, 2013, and 2014, Jennifer was selected as a Georgia Super Lawyers Rising Star.

Jennifer earned her Bachelor of Arts from Mercer University in 2000 and her law degree, cum laude, with a legal writing certificate, from Mercer University, Walter F. George School of Law in 2004. While in law school, she served as administrative editor of the Mercer Law Review and was a member of the moot court board, the Association of Women Law Students, and served as a volunteer court appointed special advocate.



Cozen O’Connor Names 17 Attorneys To Membership in the Firm

May 04, 2011

Cozen O’Connor Names 17 Attorneys To Membership in the Firm. ''We congratulate this group of exceptional lawyers and are happy to welcome them into Membership in the firm,'' said Tad Decker, president and CEO of Cozen O’Connor. ''This promotion is the well-deserved result of their continuing hard work and dedication to their clients and the firm.''


Georgia: No Bad Faith Trap Where a Policy Limits Demand Lacked a Response Deadline [Alert]

March 15, 2019

On March 11, 2019, the Georgia Supreme Court provided a victory for insurers when it found that an insurer did not act in bad faith by failing to accept a policy limits demand that lacked a deadline to respond and was abruptly withdrawn after 41 days, even though the insurer had already determined that the insured’s likely exposure exceeded policy limits.

Webinar: Review of Significant Bad Faith Cases in 2016 (3/23/2017 at 11:30a – 12:30p ET) [Avoiding Insurance Bad Faith Blog]

March 21, 2017

Julia Molander and Jennifer Kennedy-Coggins of the Global Insurance Department present this one-hour Cozen O'Connor webinar which will provide a review of some of the most significant insurance coverage bad faith cases decided across the United States in 2016. The speakers will examine key...

Don’t Get Burned by a “Holt Demand” in Georgia [Avoiding Insurance Bad Faith Blog]

December 01, 2016

Georgia has a very specific law called “Holt demands” concerning time-limited demands made against a liability insurance policy. In Southern General Ins. Co. v. Holt, 262 Ga. 267, 416 S.E.2d 274 (1992), the Georgia Supreme Court held that where the insurer has full knowledge of the insured’s...

Don’t Let a Little Concealer Ruin Your Coverage Defenses [Avoiding Insurance Bad Faith Blog]

September 22, 2016

May an insurer in New York delay asserting (or conceal, according to Estee Lauder) a late notice defense without waiving it? According to the New York Court of Appeals a jury should decide whether the insurer manifested a clear intent to abandon the defense. Estee Lauder, Inc. v. OneBeacon Insurance...

The Northern District of Georgia May Change Legal Landscape of the Fair and Accurate Credit Transaction Act Claims [2015 GDLA Law Journal]

June 01, 2015

Jennifer Kennedy-Coggins and V. Morgan Carroll discuss the Fair and Accurate Credit Transactions Act and will examine the potential coverage available for FACTA violations under Georgia Law.

Sixth Circuit Refuses to Create a Cause of Action for Reverse Bad Faith [Avoiding Insurance Bad Faith Blog]

May 14, 2015

In an opinion handed down last week, the Sixth Circuit Court of Appeals refused to adopt a new cause of action under Kentucky law for a reverse bad faith claim by an insurer against its insured where the Kentucky Supreme Court had not previously done so in State Auto Prop. & Cas. Ins. Co. v....

Addressing Policy Limit Challenges and Avoiding Bad Faith Claims [Property Casualty 360]

June 01, 2014

Insurers facing policy limits demands must act cautiously under even the best of circumstances to avoid threats of bad faith. The situation becomes far more complicated when the insurer receives a policy limits demand and it insures multiple insureds and/or additional insureds. Complete chaos can ensue when an insurer has multiple insureds and/or additional insureds, and the claimant’s counsel is only willing to release one insured and/or additional insured for the insurer’s available policy limits.

The Georgia Supreme Court Expands the Definition of "Occurrence" in Construction Defect Cases [Global Insurance Alert]

July 31, 2013

On July 12, 2013, the Georgia Supreme Court expanded covered damages in construction defect cases by broadening the definition of “occurrence,” yet left in place the insurer’s right to deny coverage based upon the lack of “property damage” and the business risk exclusions. Taylor Morrison Services, Inc. v. HDI-Gerling America Insurance Company, No. S13Q0462, 2013 WL 3481555 (Ga. July 12, 2013). Specifically, the Court held that damage to the insured’s property or work may constitute an “occurrence.”

Georgia Supreme Court Changes Reservation of Rights Law [Global Insurance Alert]

August 06, 2012

On June 18, 2012, the Supreme Court of Georgia issued Hoover v. Maxum Indemnity Company, Nos. S11S1681, S11G1683, 2012 WL2217040 (Ga. June 18, 2012), dramatically changing Georgia's ''Reservation of Rights'' law. In short, Hoover held insurers may no longer disclaim coverage under a specific policy provision, while reserving the right to do so under others. Id. at *3. The court held that a carrier waives coverage defenses that do not form the basis of the claim denial. Id. According to Hoover, a carrier cannot ''both deny a claim outright and attempt to reserve the right to assert a different defense in the future.'' Id. at *2.

Events & Seminars

Past Events

2017 Atlanta Insurance Seminar

May 18, 2017 - Atlanta, GA

PLRB 2015 Eastern Regional Adjusters Conference

November 10, 2015 - Atlanta, GA

2015 Atlanta Insurance Seminar

April 15, 2015 - Atlanta, GA

2014 Professional Liability Seminar

October 23, 2014 - New York, NY

2014 Atlanta Insurance Seminar

September 03, 2014 - Atlanta, GA

2013 Professional Liability Seminar

October 10, 2013 - New York, NY


  • Mercer University—Walter F. George School of Law, J.D., cum laude, 2004

Awards & Honors

Super Lawyers Rising Star (Georgia) 2012-2016

  • Georgia
  • Georgia Court of Appeals
  • Georgia Superior Court
  • Georgia Supreme Court
  • U.S. District Court -- Middle District of Georgia
  • U.S. District Court -- Northern District of Georgia
  • U.S. Court of Appeals for the Eleventh Circuit
  • U.S. Court of Appeals for the Fourth Circuit
  • Defense Research Institute
  • Georgia Association of Women Lawyers
  • Georgia Bar Association
  • Georgia Defense Lawyer's Association