Dina R. Richman


Los Angeles

(213) 892-7947

(213) 892-7999

Dina Richman is a seasoned insurance coverage attorney helping insurers navigate complex claims and bad faith litigation.  Dina represents insurance companies in all types of commercial and personal lines insurance policies in both first and third party disputes, and also has extensive experience in other types of litigation.

First-party insurance: Dina defends insurers in coverage and bad faith litigation related to first-party property, auto, and disability claims.  Dina has successfully tried cases through verdict (and appeal), as well as obtained summary judgment and favorable settlements for her clients.  Dina also frequently provides coverage advice to clients to effectively avoid litigation.  Representative cases include:

  • Summary judgment in dispute involving business income coverage in commercial property policy
  • Trial victory in case involving a residential subsidence claim
  • Successful appraisal proceeding involving multiple water damage claims; affirmed on appeal
  • Summary judgment in property loss case involving dispute over whether the damage was “sudden and accidental”

Third-party insurance:  Dina defends insurers in coverage and bad faith litigation related to third party coverage, including personal liability, general liability, E&O, D&O, and EPL.  Dina also frequently provides coverage advice on third party claims, and remains involved while the underlying litigation is pending to advise regarding any continuing coverage issues.  Representative cases include:

  • Summary judgment in multi-million dollar dispute regarding coverage for sexual abuse cases
  • Summary judgment in dispute regarding liability for encroachment and trespass
  • Voluntary dismissal of liability insurer from direct action by third party

Other types of litigation: Dina represents health insurers, medical groups, and IPAs in managed care disputes (including ERISA).  Dina also represents clients in many different industries in various types of commercial disputes, including employment, personal injury/premises liability, and real estate litigation. 

Dina is a member of the American Bar Association and the Los Angeles County Bar Association. She is currently President of the Board of Directors of the Frank D. Lanterman Regional Center, a nonprofit organization that provides services to thousands of children and adults with developmental disabilities in the greater Los Angeles area. Dina also serves on the Leadership Council of Public Counsel, the nation's largest pro bono law firm.  Dina previously served on the Associates Board of the Legal Aid Foundation of Los Angeles. 

Dina is also the pro bono coordinator for the Los Angeles office, and frequently provides pro bono services related to guardianship, immigration, LGBT rights, and Holocaust reparations. 

Dina earned her J.D. from the UCLA School of Law. She was business manager of the Journal of Sexual Orientation Law, and secretary/treasurer of the Animal Law Society. She also volunteered for the El Centro Legal Clinic Homeless Prevention Project and participated in moot court. While in law school, she served as a judicial extern for Justice Miriam Vogel of the California Court of Appeal. Dina earned her B.A., magna cum laude, from Pomona College. 

Dina is admitted to practice in California, including the Central, Eastern, Northern and Southern District Courts, and the U.S. Court of Appeals for the 9th Circuit. 


Super Lawyers Names Three Cozen O’Connor Attorneys 2021 Southern California Rising Stars

June 11, 2021

Super Lawyers named three Cozen O’Connor attorneys to its 2021 Southern California Rising Stars list.

Super Lawyers Names Four Cozen O’Connor Attorneys 2020 Southern California Rising Stars

June 19, 2020

Super Lawyers has named four Cozen O'Connor attorneys to its 2020 Southern California Rising Stars list.

Los Angeles and Santa Monica Attorneys Participates in Adoption Day

November 19, 2018

Los Angeles and Santa Monica offices finalized pro bono adoptions for six families.

Cozen O’Connor Promotes 17 Attorneys to Membership

April 03, 2017

The management committee is pleased to welcome a particularly qualified group to membership, composed of outstanding attorneys who have demonstrated remarkable professionalism, leadership, dedication, and loyalty to the firm and the legal community at large.


California Supreme Court Holds That Notice-Prejudice Rule Is A “Fundamental Public Policy” That Can Override Choice of Law Provisions [Casualty Coverage Chronicle Blog]

April 10, 2020

Choice of law can frequently be determinative of whether an insurer has liability on a claim. One example of this is with respect to policy provisions requiring the insured to provide prompt notice of a claim to the insurer. California’s notice-prejudice rule, which applies to both first and...

Water Therapy [Los Angeles Daily Journal]

January 17, 2020

Dina Richman was featured in the Los Angeles Daily Journal Article “Water Therapy: LA litigator Dina Richman dances with manta rays, frolics with sea lion pups and marvels at humpbacks under the sea" regarding her passion for scuba diving.

California High Court Holds That Notice-Prejudice Rule May Override Choice of Law Clause

September 03, 2019

Dina Richman discusses the Pitzer College v. Indian Harbor Insurance Company decision and how it impacts enforcement of choice of law provisions when it comes to notice-prejudice and consent clause issues.

Form and Substance: The Importance of Conducting a Proper Investigation of First-Party Claims Under California Law [Avoiding Insurance Bad Faith Blog]

July 12, 2019

A bad faith claim against an insurer often focuses as much on the process of a claims investigation as it does on the substance of a claims decision itself. If the coverage decision was wrong (but not unreasonable), and the investigation was thorough, there may be liability for breach of contract,...

Collapse Coverage: Second Circuit Holds That Cracking Walls Do Not Constitute “Collapse” [Property Insurance Law Observer Blog]

May 06, 2019

Most homeowners’ policies – and property insurance policies in general – contain a limited coverage extension for “collapse.”  The interpretation of that collapse coverage has been litigated around the country for decades, with different jurisdictions reaching considerably different results.  The...

Her Story: Lessons in Success From Lawyers Who Live it [ABA]

July 01, 2017

Dina Richman, of Cozen O'Connor's Global Insurance Department, is a contributing author "Her Story: Lessons in Success from Lawyers Who Live It."

Insuring Fine Art: The Visual Artists Rights Act and Its Implications for Insurance Claims [DRI]

July 01, 2017

Dina Richman, of Cozen O'Connor's Global Insurance Department, wrote an article for the DRI titled, "Insuring Fine Art: The Visual Artists Rights Act and Its Implications for Insurance Claims."

California Supreme Court Upholds Replacement Cost Estimate Regulation (For Now) [Property Insurance Law Observer Blog]

January 27, 2017

In 2011, the California Insurance Commissioner promulgated a regulation governing replacement cost estimates for homeowners insurance (Cal. Code Regs., tit. 10, §2695.183 [the Regulation]). After the trial court and intermediate court of appeal invalidated the Regulation,[1] this week the California...

Insuring Fine Art: The Visual Artists Rights Act and Its Bad Faith Implications [Avoiding Insurance Bad Faith Blog]

November 15, 2016

Insuring fine art can present challenges that are not encountered with other types of property. One of these challenges involves the application of the Visual Artists Rights Act of 1990 (17 U.S.C. §106A) (“VARA”) when artwork by a living artist is damaged.   VARA protects an artist’s “moral” rights...

Colorado Supreme Court: Indefinite, Future Assignment of Insurance Proceeds Unenforceable Against Insurer [Avoiding Insurance Bad Faith Blog]

June 10, 2015

It is not uncommon for injured persons to assign their rights to insurance proceeds to a third party, and the enforceability of those assignments has been the subject of frequent litigation around the country.   In the most recent development on this topic, Allstate Ins. Co. v. Medical Lien Mgmt.,...

Nevada Court Holds One-Year Suit Limitation Provision Does Not Bar Bad Faith or UCPA Claims [Avoiding Insurance Bad Faith Blog]

January 07, 2015

Property insurance policies commonly contain a suit limitation provision which generally provides that an insured cannot file suit against the insurer unless the action is brought within one or two years of the date of loss.  While such provisions are generally enforced throughout the country,...

Insurance Coverage for Treatment of Autism: Legal Trend in California and Nationwide [California Health Law News]

May 01, 2011

The increasing diagnoses of Autism Spectrum Disorders (ASDs) has resulted in efforts across the nation by consumer and autism advocacy groups seeking to require insurance companies to provide treatment for ASDs. This has primarily been taken on in two areas: (1) legislative mandates, and (2) challenges against insurance companies and health plans in the courts through individual and/or class action claims. In this article, the authors discuss these emerging trends and recent cases involving insurance coverage of ASDs.

The Shot Heard Around the World Wide Web: Comcast Violates Net Neutrality [Intellectual Property & Technology Law Journal]

March 01, 2008

In this article, the author discusses the emerging issues surrounding net neutrality and the legal implications of regulating internet traffic.

Industry Sectors


  • University of California at Los Angeles School of Law, J.D., 2007
  • Pomona College, B.A., magna cum laude, 2004

Awards & Honors

Super Lawyers Southern California Rising Star 2018-2021

  • California