Teri Mae Rutledge


San Francisco

(415) 593-9619

(415) 692-3737

Teri Mae has represented third-party liability and property insurers in declaratory relief and equitable contribution lawsuits in state and federal courts throughout the 9th Circuit. She has advised insurers about electronic discovery requirements and claims practices under California and federal law. She was a judicial extern for Judge Marilyn Hall Patel of the U.S. District Court, Northern District, California.



Kansas: Divided Court Strikes Noneconomic Damages Cap [Alert]

June 20, 2019

Teri Mae Rutledge discusses how Hilburn v. Enerpipe affects insurers in Kansas who now must underwrite insurance policies that consider noneconomic damages unlimited in personal injury cases.

Ohio Supreme Court: Contractor Not Covered for Subcontractor’s Faulty Work Due to Lack of Occurrence [Global Insurance Alert]

October 11, 2018

Sam Stalker and Teri Mae Rutledge discuss an Ohio Supreme Court ruling that deviates from the recent trend, holding that the “nuanced” interpretation of the policies in those other decisions did not supersede the plain requirement for coverage of property damage caused by an occurrence.

California Holds Negligent Hiring, Retention, and Supervision Can State a Covered “Occurrence”

June 05, 2018

Teri Mae Rutledge discusses the California Supreme Court's decision in Liberty Surplus Insurance Corp. v. Ledesma & Meyer Construction Co., Inc.

Eastern District of California Dismisses Bad Faith Action, Where Misrepresentation Voids Policy [Avoiding Insurance Bad Faith Blog]

June 12, 2017

On June 6, 2017, the U.S. District Court for the Eastern District of California found, consistent with longstanding California precedent, that a material misrepresentation made in the course of a coverage investigation voids coverage. The holding reaffirms the importance of the insurer’s...


  • University of California, Davis, J.D., 2008
  • Miami University–Oxford, B. Phil., with honors, 1994
  • California