Webinar: What is Wrong With the “W” States?



Date & Time

Start Date: 04/10/2019
Start Time: 11:30 a.m.
End Date: 04/10/2019
End Time: 12:30 p.m.


Wendy Enerson and Jonathan Toren, of Cozen O'Connor's Global Insurance department, will present a webinar titled, What is Wrong With the “W” States? This webinar will discuss the alphabetical curiosity that states beginning with W—Washington, Wisconsin, and Wyoming—have some of the most anti-insurer laws in the United States. While any mystical quality in the letter “W” has yet to be declared true, insurer complaints regarding these three jurisdictions have some merit.The presenters will discuss recent cases from these states and how they illustrate—or create—“bad faith” pitfalls in these jurisdictions. The presentation will provide practical tips to avoiding these pitfalls and discuss some “silver linings” in these jurisdictions.


The presenters will discuss:

  • How to avoid bad faith pitfalls in the “W” states
  • Coverage by estoppel—when does it apply?
  • How to recognize a claim for first party bad faith
  • Best practices when handling a bad faith claim

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Wendy N. Enerson

Regional Manager, Global Insurance Department – Midwest/South


(312) 382-3162

Jonathan Toren

Co-Chair, Casualty & Specialty Lines Coverage


(206) 224-1260

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