Wendy N. Enerson



(312) 382-3162

(312) 382-8910

Wendy Enerson's practice encompasses a broad range of complex litigation matters, including insurance and consumer class action defense, and in particular, cases arising under the Telephone Consumer Protection Act, shareholder disputes, securities violations and general business litigation. She is an experienced litigator who has handled cases in state and federal courts across the United States. 

In the context of her insurance work, Wendy has represented numerous insurance companies in complex insurance coverage disputes involving long-tail environmental pollution and asbestos claims. Wendy has successfully represented multiple insurance companies in the defense of class actions alleging improper / unlawful claims handling and underwriting practices, as well as institutional bad faith. Wendy has also represented several insurance companies in major catastrophe litigation. Wendy served as national coordinating counsel for a leading insurance company in the defense of thousands of homeowners' claims and class actions, mass actions and attorney general suits arising out of Hurricanes Katrina and Rita.  

Wendy earned her law degree, cum laude, from Northwestern University School of Law in 2000 and her Bachelor of Arts degree from the University of Illinois-Chicago in 1993.


Leading Lawyers Network Recognizes 17 Cozen O’Connor Lawyers as Top Illinois Practitioners

May 21, 2019

The Leading Lawyers Network has named 17 Cozen O’Connor lawyers to its annual list of Illinois’ top practitioners - including one Emerging Lawyer - in its 2019 survey results.

Leading Lawyers Network Recognizes 22 Cozen O’Connor Lawyers as Top Illinois Practitioners

November 29, 2017

Leading Lawyers Network has recognized 22 Cozen O'Connor attorneys as top Illinois practitioners, including 19 "Leading Lawyers" and 3 "Emerging Lawyers" for its 2017 survey results publication.

Leading Lawyers Network Recognizes 22 Cozen O’Connor Lawyers as Top Illinois Practitioners

July 01, 2016

The Leading Lawyers Network has named 22 Cozen O’Connor lawyers to its annual list of Illinois’ top practitioners and named 4 others as Emerging Lawyers in its 2016 survey results.

Cozen O’Connor’s Addition of Insurance Litigator Strengthens Chicago Office

September 17, 2014

Cozen O’Connor welcomes Wendy Enerson as a member in its Chicago office, where she brings decades of experience with insurance litigation and dispute resolution.

Pennsylanvia Supremes to Decide Whether Actual Cash Value Includes General Contractor Overhead and Profit [Property Insurance Law Observer Blog]

July 01, 2019

Insurance companies may no longer be allowed to rely on clear policy language that expressly excludes general contractor overhead and profit (“GCOP”) from actual cash value payments.  The Pennsylvania Supreme Court recently agreed to hear argument on the issue in Kurach v. Truck Insurance Exchange,...


January 07, 2019

Progressive recently settled a bad faith lawsuit with the guardians of a child injured in a car accident driven by a Progressive policyholder, Earl Lloyd. Progressive faced liability for an underlying judgment in excess of $22 million against Lloyd, who had purchased a $10,000 auto policy from...

Expanding When Liability is “Reasonably Clear”: Massachusetts Court Chips Away at Bad Faith Counterarguments [Avoiding Insurance Bad Faith Blog]

August 25, 2016

Earlier this month, a Massachusetts Appellate Court affirmed a trial court’s award of bad faith damages in a case where it found the insurer’s approach to a claim to be “at best inattentive, if not incompetent.”  Although the state appellate court in McLaughlin et al. v. American States Insurance...

“Low-Ball” Settlement Offer On Its Own Is Insufficient To Support A Claim for Bad Faith Under Pennsylvania Law [Avoiding Insurance Bad Faith Blog]

August 18, 2016

A low-ball settlement offer on its own is not enough to state a claim for a bad faith according to a federal district court for the Eastern District of Pennsylvania which granted the insurer’s motion to dismiss the insured’s claim for alleged violation of Pennsylvania’s bad faith insurance statute,...

Insurers’ Beware: Defending Bad Faith Claim May Lead to Waiver of Privileged Communications [Avoiding Insurance Bad Faith Blog]

August 02, 2016

On July 27, 2016, the United States District Court for South Carolina ordered an insurer to turn over its privileged communications. The Court explained that the insurer waived the protections afforded under the attorney-client privilege and work product doctrine by asserting it acted in good faith...

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  • Northwestern University School of Law, J.D., cum laude, 2000
  • University of Illinois–Chicago, B.A., 1993

Awards & Honors

Illinois' Leading Lawyers by the Leading Lawyers Network

Expert Guides: Insurance & Reinsurance

  • Illinois