Insurance

Recent News:

Eight Texas Attorneys Named 2025 Super Lawyers

Stephen P. Pate, A. Martin Wickliff, Jr., Jeff Work, and Joseph A. Ziemianski were recognized as Super Lawyers and Silvia Chicas Wager, Michael C. Pomeroy, Nandini K. Sane, and Nicole Su were named Rising Stars.

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Cozen O’Connor represents major domestic and foreign insurers on a worldwide basis and is a recognized leader in insurance law. With nearly 200 top insurance attorneys, Cozen O’Connor fields arguably the most sophisticated insurance law department of any firm in the United States.

Underwriters and claims handlers need counsel with deep industry knowledge and allegiance. Complex regulations, consolidation, and increasing litigation are just a few of the challenges insurers face. Cozen O’Connor is prepared to help insurance clients meet the demands of this fast-paced, high-stakes marketplace.

Underlying Cozen O’Connor’s special relationship with the insurance industry is our dedication to providing a truly full-service practice. Our attorneys operate in a vast range of critical specialties in hundreds of jurisdictions. With offices in 32 cities across the U.S., as well as in London and Toronto, Cozen O’Connor is able to provide counsel on a state-by-state, national and international basis.

Litigation. Cozen O’Connor represents insurers in complex coverage and bad faith disputes regarding virtually all lines of personal and commercial insurance. Our attorneys have served as lead trial counsel or national coordinating counsel in some of the largest coverage cases in recent memory, including Superstorm Sandy, the  9/11 attacks and the Deepwater Horizon oil spill. The firm is also a world leader in the area of subrogation, successfully recovering in excess of $200 million on behalf of our clients on an annual basis.

Business Transactions. Cozen O’Connor provides practical strategic advice to underwriters on regulatory compliance, corporate governance, major transactions, and the launch of new business organizations. We lead mergers, acquisitions, and entity creation; license and register industry participants; handle regulatory filings and contract negotiations; and structure alternative risk mechanisms, including captives, risk retention groups, and self-insurance plans.

Regulatory. Few industries are as heavily regulated as insurance. We advise on compliance, advertising, statutory reporting, receiverships, director and officer fiduciary duties, and board operations. Our attorneys regularly design corporate policies for insurers on privacy, document retention, codes of ethics, conflicts of interest, anti-fraud, subrogation policies, and claims handling. And we offer specific counsel on insurance topics, including investment restrictions, holding company matters, premium tax, surplus notes, premium financing, statutory deposits, and McCarran-Ferguson antitrust rules.

The Cozen O’Connor Insurance Industry Team includes fellows in the American College of Trial Lawyers, International Academy of Trial Lawyers and American College of Coverage and Extra-contractual Counsel. Numerous individual lawyers and insurance-related practice groups have received the highest rankings by Chambers & Partners and other independent legal publications. Our insurance attorneys publish and lecture widely, and several have authored frequently cited insurance law treatises.

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Experience

Settled coverage action commenced by U.S. Bankruptcy Court Trustee against a professional liability insurer for a nominal sum after securing win on motion to withdraw the reference from bankruptcy court.


Negotiated allocation of defense fees on behalf of private equity insurer in complex bankruptcy adversary proceeding implicating different insurance towers.


Obtained summary judgment for a global insurer in the U.S. District Court for the Central District of California, sustaining insurer's denial of coverage based on prior knowledge grounds for underlying claim alleging sexual harassment and discrimination under an employment practices liability policy.


Represented an Italian product manufacturer, and obtained a trial court order dismissing the manufacturer for lack of personal jurisdiction. New York's Appellate Division, First Department unanimously affirmed on appeal.


New York's Appellate Division, Second Department affirmed a trial court order granting summary judgment to our client, an insurer in action involving coverage for a night club that was destroyed by fire caused by a break-in and arson. The insurer had a warranty requiring a burglar alarm be fully operational. The insured had the required burglar alarm, but it was not in use on the night of the fire. Coverage was denied for breach of the warranty. The insured sued and argued among other things that "fully operational" was ambiguous, and required only that the alarm be usable, not in use. The trial court disagreed with and granted summary judgment. The Second Department affirmed on appeal.


Successfully represented ACE in defeating shareholders action brought to forestall its acquisition of Penn Millers.


Currently represent insurance company in action alleging wrongful use of civil proceedings.


Exclusive counsel for the largest disaster relief company in the world regarding all of its claims arising out of Hurricane Sandy.


One of only five attorneys in the State of New York approved to handle catastrophic injury trials for a large multinational insurance company.


U.S. District Court for the Eastern District of Pennsylvania verdict in 2013 in favor of national workers' compensation insurer following a week-long jury trial, and against insured on counterclaim for bad faith. The jury found that the insured committed fraud in the application, entitling the insurer to recover from the insured its attorney's fees and amounts paid on a claim valued at more than $4 million.


Elite Underwriting Services was awarded $3.6m by a three member panel after an eighteen month arbitration with Highmark Life Insurance Company. Highmark moved to vacate the award in the Court of Common Pleas of Allegheny County. Highmark's motion was denied and the $3.6m award in Elite's favor confirmed.


Obtained summary judgment and dismissal with prejudice on behalf of sub-contractor for negligence and warranty claims.


Publications

When AI Denies, Insurance Bad Faith Claims May Follow

September 12, 2025

Tiffany Bustamante and Abigail C. Horvat co-authored the expert analysis column titled "When AI Denies, Insurance Bad Faith Claims May Follow" for Law360.

When Algorithms Deny: AI and the New Frontier of Bad Faith [Avoiding Insurance Bad Faith Blog]

August 22, 2025

As industries across the board adopt artificial intelligence (AI), insurers have likewise recognized its potential to enhance efficiency in claims administration. Yet with this opportunity comes tension: consumers expect both swift resolution of claims and individualized attention. AI can help...

South Florida Wildfires Status & Subrogation Risk Analysis [Alert]

August 21, 2025

Josh Goodman shares the status of two uncontained wildfires burning in the Everglades.

Claims Notes: August 2025 [Alert]

August 20, 2025

Cozen O'Connor’s Global Insurance Department's Claims Notes provides quick, to-the-point summaries of national insurance developments, including notable insurance decisions, legislation, trends, and regulatory guidance.

Texas Supreme Court Reaffirms Procedure for Litigating Bad Faith Claims in UM/UIM Cases [Avoiding Insurance Bad Faith Blog]

July 21, 2025

In In Re State Farm Automobile Insurance Co. and Lindsey Nicole Dessart, 712 S.W.3d 53 (Tex. 2025), the Texas Supreme Court clarified the proper procedure for litigating bad faith claims related to uninsured/underinsured motorist (UM/UIM) coverage....

Fourth DCA Reverses Jury Verdict Due to Improper Admission of Claims Handling and Bad Faith Evidence [Avoiding Insurance Bad Faith Blog]

July 07, 2025

In Universal Property & Casualty Insurance Co. v. Naze, No. 4D2024-0098 (Fla. 4th DCA June 4, 2025), the Fourth District Court of Appeal reversed a jury verdict in favor of the insured, holding that the trial court improperly admitted irrelevant and unduly prejudicial evidence of claims...

8 Insurer Takeaways From Sweeping Georgia Tort Reform [Law360]

July 01, 2025

Lucy Aquino authored the Expert Analysis Column “8 Insurer Takeaways From Sweeping Georgia Tort Reform” for Law360.

Navigating Next-Door Claims [Construction Claims]

July 01, 2025

Stephanie Chesney co-authored the article "Navigating Next-Door Claims" for the Claims and Litigation Management Alliance's summer 2025 issue of the Construction Claims magazine.

Texas Supreme Court Narrows Employer Liability and Explains Standard for Proximate Cause [Alert]

June 30, 2025

Steven Moreno discusses the Texas Supreme Court's decision to overturn an $89 million verdict in Werner Enterprises, Inc. v. Blake, which raises the bar for proving proximate cause in negligence and employer liability cases.

[+] [View All Publications]

Events & Seminars

Upcoming Events

Strategies for Closing the Information Gap in Construction Risk

November 17, 2025 - Indianapolis, IN

Joel Maxwell will present "Strategies for Closing the Information Gap in Construction Risk" at the International Risk Management Institute's 2025 Construction Risk Conference in Indianapolis, Indiana.

Cosmetic Roof Damage Exclusion Endorsement Update: Burdens of Proof and What Courts are Looking For?

November 12, 2025 - Webinar

Karl A. Schulz will present the webinar "Cosmetic Roof Damage Exclusion Endorsement Update: Burdens of Proof and What Courts are Looking For?" for the Windstorm Insurance Network.

Hail of a Problem: Holding the Line Against the Hail Claim Hustle

October 29, 2025 - Webinar

Paul C. Ferland and Ashley Eldridge will present a Cozen O'Connor webinar titled "Hail of a Problem: Holding the Line Against the Hail Claim Hustle."

NASP 2025 Annual Conference

October 26, 2025 - San Diego, CA

Cozen O’Connor’s Subrogation & Recovery Department will sponsor, and numerous attorneys will present at the National Association of Subrogation Professionals (NASP) 2025 Annual Conference, “Feel the Need…the Need for Subro”.

Past Events

[+] [View All Events]

In The News

Eight Texas Attorneys Named 2025 Super Lawyers

September 22, 2025

Stephen P. Pate, A. Martin Wickliff, Jr., Jeff Work, and Joseph A. Ziemianski were recognized as Super Lawyers and Silvia Chicas Wager, Michael C. Pomeroy, Nandini K. Sane, and Nicole Su were named Rising Stars.

Tiffany Bustamante Appointed to The Florida Bar’s Special Committee on Artificial Intelligence Tools & Resources

September 11, 2025

Tiffany Bustamante, a member of the Global Insurance Department and co-chair of the Bad Faith group, has been appointed to The Florida Bar’s Special Committee on AI Tools & Resources.

Jan Tomasik Named 2025 Mountain States Super Lawyers Rising Star

September 09, 2025

Jan Tomasik was named to the 2025 Super Lawyers Mountain States Rising Stars list.

Abigail Horvat Appointed to Two Committee Leadership Roles in the ABA Tort Trial and Insurance Practice Section (TIPS)

August 29, 2025

Abigail Horvat, an associate of Cozen O'Connor's Global Insurance Department, has been appointed to two committee leadership positions within the American Bar Association’s Tort Trial and Insurance Practice Section (TIPS) for the 2025–2026 year.

Best Lawyers Honors More Than 250 Cozen O'Connor Attorneys in Best Lawyers in America 2026 Edition

August 21, 2025

Best Lawyers selected more than 250 Cozen O'Connor lawyers from 26 of the firm's US offices for inclusion in the 2026 edition of The Best Lawyers in America.

Alycen Moss Elected Senior Director of the Federation of Defense & Corporate Counsel’s Board of Directors

August 13, 2025

ATLANTA, August 13, 2025 – Alycen A. Moss, co-vice chair and Eastern regional manager of Cozen O'Connor’s Global Insurance Department, has been elected as a senior director of the Federation of Defense & Corporate Counsel (FDCC) board of directors for 2025 – 2026.

Two Cozen O’Connor Attorneys Named to 2025 Washington Super Lawyers List

August 01, 2025

SEATTLE, August 1, 2025 — Super Lawyers has named two Cozen O’Connor attorneys to its 2025 Washington list.

John David (J.D.) Dickenson Elected to Membership in the Federation of Defense & Corporate Counsel

July 29, 2025

BOCA RATON, July 29, 2025 – John David (J.D.) Dickenson, Regional Manager, Global Insurance Department (East) has been elected to membership in the Federation of Defense & Corporate Counsel.

Legal 500 Recognizes Seven Cozen O'Connor Practice Areas and 15 Cozen O'Connor Attorneys in its 2025 Legal Guide

July 02, 2025

For more than 30 years, The Legal 500 has assessed the strengths of law firms in more than 100 jurisdictions. The rankings use a series of criteria, including client feedback, submissions from law firms, and interviews with leading private practice lawyers.

[+] [View All News]

Contacts

Elliott R. Feldman

Co-Chair, Subrogation & Recovery Department

efeldman@cozen.com

(215) 665-2071

Kevin J. Hughes

Co-Chair, Subrogation & Recovery Department

khughes@cozen.com

(215) 665-2739

Melissa Brill

Co-Chair, Global Insurance Department

mbrill@cozen.com

(212) 908-1257

Joseph A. Ziemianski

Co-Chair, Global Insurance Department

jziemianski@cozen.com

(832) 214-3920

People

Awards

Eight Texas Attorneys Named 2025 Super Lawyers

September 22, 2025

Stephen P. Pate, A. Martin Wickliff, Jr., Jeff Work, and Joseph A. Ziemianski were recognized as Super Lawyers and Silvia Chicas Wager, Michael C. Pomeroy, Nandini K. Sane, and Nicole Su were named Rising Stars.

Best Lawyers Honors More Than 250 Cozen O'Connor Attorneys in Best Lawyers in America 2026 Edition

August 21, 2025

Best Lawyers selected more than 250 Cozen O'Connor lawyers from 26 of the firm's US offices for inclusion in the 2026 edition of The Best Lawyers in America.

Two Cozen O’Connor Attorneys Named 2023 Texas Super Lawyers

September 19, 2023

HOUSTON, September 18, 2023 – Two Cozen O’Connor attorneys were named 2023 Texas Super Lawyers. Joseph A. Ziemianski and Stephen P. Pate were recognized for Insurance Coverage.

Alycen Moss Appointed to the Federation of Defense & Corporate Counsel’s Board of Directors

August 10, 2023

ATLANTA, August 10, 2023 – Alycen A. Moss, co-vice chair of Cozen O'Connor’s Global Insurance Department, has been appointed to the Federation of Defense & Corporate Counsel's Board of Directors for 2023-2024.

Business Today Names 32 Cozen O'Connor Attorneys to Its Top 10 Lists

July 28, 2023

These lists recognize lawyers “mastering,” “leading,” “revolutionizing,” and “dominating” their fields in their respective states and nationwide.

Alycen Moss Named a 2023 Recipient of the FDCC’s Joseph R. Olshan Award

July 28, 2023

Alycen A. Moss, co-vice chair of the Global Insurance Department and co-chair of the firm’s Property Insurance Group, has been named a 2023 recipient of the Federation of Defense & Corporate Counsel’s Joseph R. Olshan Award.

Alycen Moss Selected to Law360’s 2023 Insurance Authority Property Editorial Advisory Board

July 12, 2023

ATLANTA – Wednesday, July 12, 2023 - Alycen Moss, a member of Cozen O'Connor's Global Insurance Department, has been named one of Law 360's 2023 Insurance Authority Property Editorial Advisory Board members.

Chambers Ranks 86 Cozen O’Connor Lawyers, 22 Practice Areas in Chambers USA 2022 Guide

June 02, 2022

Chambers USA, the leading annual guide to the top lawyers and law firms in the United States, has ranked 86 Cozen O’Connor lawyers as leaders in their respective fields in the guide’s 2022 edition.

49 Cozen O'Connor Attorneys Named Pennsylvania Super Lawyers and Rising Stars

June 01, 2022

Super Lawyers has selected 49 Cozen O'Connor attorneys to the 2022 Pennsylvania Super Lawyers and Rising Stars lists.

Alycen Moss Named the CLM’s Claim’s Management Professional of the Year

March 29, 2022

Cozen O’Connor is pleased to announce that Alycen Moss, co-chair of the firm’s Property Insurance Group and co-vice chair of the firm’s Global Insurance Department, has been named the Claims and Litigation Management Alliance’s Litigation Management Professional of the Year.

Eleven Cozen O’Connor Attorneys Named 2021 Illinois Super Lawyers

January 29, 2021

Super Lawyers has named eleven attorneys at Cozen O’Connor to its 2021 lists of top practitioners in Illinois.

Nine Cozen O’Connor Lawyers Named 2021 “Lawyers of the Year” by Best Lawyers in America

August 20, 2020

Cozen O’Connor is proud to announce that nine of the firm’s lawyers have been recognized as “Lawyers of the Year” in their respective practices by Best Lawyers in America.

Cozen O’Connor Recognized As a Best Law Firm in 24 Practice Areas Nationwide, 106 Practice Areas Regionally

November 05, 2019

The U.S. News – Best Lawyers “Best Law Firms” rankings are based on a rigorous evaluation process that includes the collection of client and lawyer evaluations and peer review from leading attorneys in their field.

138 Cozen O’Connor Attorneys Named to the Best Lawyers in America

August 28, 2019

Best Lawyers selected 138 Cozen O’Connor lawyers from 21 of the firm’s national offices for inclusion in the 2020 edition of The Best Lawyers in America.

57 Cozen O’Connor Lawyers, 16 Practices Earn Top Recognition in Chambers USA 2019 Guide

April 25, 2019

Chambers USA, the leading annual guide to the top lawyers and law firms in the USA, has ranked 57 Cozen O’Connor lawyers as leaders in their respective fields in the Guide’s 2019 edition.

Related Practice Areas

Upcoming Event:

2025 Professional Liability Seminar

New York, NY 10/09/2025

The Professional Liability Insurance Coverage practice group at Cozen O’Connor will host the 2025 Professional Liability Seminar.

Event Details

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