Jenifer N. Smith


Jenifer represents and counsels numerous national insurance companies concerning structured settlements and annuities. She represents her clients in litigation involving complex issues related to structured settlements and annuities throughout the country.

Jenifer’s experience includes the representation of annuity owners and issuers in a wide variety of matters, including litigation avoidance/pre-litigation issues and litigation relating to annuities, product development, attempted assignments of annuity payment rights, third-party garnishments, interpleader claims, beneficiary disputes, tax issues, estate issues, commutations, workers’ compensation issues, bankruptcy issues, child support issues, special needs trusts and Medicare set-asides, overpayment recovery and general business and strategic advice.

Jenifer also advises insurers on payment obligations and liability issues arising out of the administration of annuities and litigates these matters on their behalf throughout the country. Jenifer has assisted in the development of and currently manages commutation programs for a number of large national insurance companies. She has appeared and successfully litigated matters in state and federal courts in California, Florida, Illinois, Indiana, Kentucky, Michigan, Missouri, New Jersey, Pennsylvania, South Dakota, Texas, Washington, and West Virginia.

Jenifer is part of the team of lawyers serving as counsel to the National Structured Settlements Trade Association (NSSTA), is a member of the NSSTA Legal Committee, and speaks on structured settlement issues nationwide.

Jenifer served as a law clerk to the Honorable E. David Millard, J.S.C., of the Superior Court of New Jersey. She earned her undergraduate degree from American University. Jenifer earned her law degree from Widener University School of Law.



Cozen O'Connor’s Life Insurance & Annuities Group Named One of the Top Lateral Hires of 2018

March 23, 2019

The Cozen O'Connor Life Insurance and Annuities Group was named by The Legal Intelligencer one of the Top Lateral Hires of 2018 after joining the firm in April 2018.

Cozen O’Connor Expands Commercial Litigation Practice in Philadelphia with Group from Drinker Biddle

April 26, 2018

Cozen O’Connor announced today that three nationally recognized commercial litigators — Michael J. Miller, Gregory J. Star, and Stephen R. Harris — along with 11 others have left Drinker Biddle to join Cozen O’Connor’s Commercial Litigation practice

Events & Seminars

Past Events

Structures 101 &102

February 25, 2020 - Las Vegas, NV

Industry Sectors


  • Widener University School of Law, J.D., 2002
  • American University, B.A., 1998
  • Pennsylvania
  • New Jersey
  • U.S. District Court -- New Jersey
  • U.S. District Court -- Eastern District of Pennsylvania

American Bar Association

Pennsylvania Bar Association