Cozen O’Connor: Pate, Stephen

Stephen P. Pate

Member

Houston

(832) 214-3957

(832) 214-3905

Recent News:

Insurance Cases To Watch In 2019

Stephen Pate, a member in the firm's Global Insurance Department, was quoted in Law360's article, "Insurance Cases To Watch In 2019."

Stephen Pate focuses his litigation practice on property insurance matters, Directors and Officers insurance matters, business interruption issues, CGL insurance matters, builders risk matters, commercial general liability insurance disputes, fraud, and various other extracontractual litigation matters. Over a 30 year career in coverage work, he has tried more than 45 first-party extracontractual cases to verdict. Prior to joining the firm, Stephen had been partner in the Houston office of an international law firm since 1994.

A fellow of the American College of Coverage and Extracontractual Counsel, in May 2017 Stephen was elected to a three-year term on the Board of Regents. ACCEC was established in 2012 and is composed of preeminent lawyers representing both insurers and policyholders involved in coverage and extracontractual matters. Since 2006 he has also been recognized by Chamber and Partners USA in Insurance-Texas. Stephen is also a member of the American Board of Trial Advocates and the American Law Institute.

Stephen received his bachelor’s degree, magna cum laude, from Vanderbilt University. Stephen earned his law degree from Vanderbilt University Law School. While in law school, he was research editor for the Vanderbilt Journal and he is a member of Phi Beta Kappa.

News

Insurance Cases To Watch In 2019

January 01, 2019

Stephen Pate, a member in the firm's Global Insurance Department, was quoted in Law360's article, "Insurance Cases To Watch In 2019."

The Biggest Property & Casualty Insurance Decisions Of 2018

December 14, 2018

Stephen Pate, a member in the firm Global Insurance Department, was quoted in Law360's feature "The Biggest Property & Casualty Insurance Decisions of 2018."

There's A Storm Brewing For Some Texas Contractors

November 29, 2018

Stephen Pate, a member in the firm's Global Insurance Practice, was quoted in Law360's article, "There's A Storm Brewing For Some Texas Contractors."

Agents Get Upper Hand In Negligence Suits With Ill. Ruling

October 22, 2018

Stephen Pate, of Cozen O'Connor's Global Insurance department, was quoted in Law360 discussing a split Illinois Supreme Court recently held that the two-year statute of limitations for negligence claims against insurance agents.

The Breakdown with Toni Waterman - Oct 18th 2018

October 18, 2018

Stephen Pate, of Cozen O'Connor's Global Insurance department, interviewed with ZBM 9 News of the Bermuda Broadcasting Company about the impact of that the legalization of cannabis has on the insurance industry.

Ohio Top Court Nixes Easy Path On Building Defect Coverage [Law360]

October 15, 2018

Stephen Pate, of Cozen O'Connor's Global Insurance department, was quoted in the Law360 article, Ohio Top Court Nixes Easy Path On Building Defect Coverage.

126 Cozen O’Connor Attorneys Named to the Best Lawyers in America

August 22, 2018

One hundred twenty-six Cozen O’Connor lawyers from 20 of the firm’s national offices have been selected for inclusion in the 2018 edition of The Best Lawyers in America.

Post-Harvey Coverage Suits Fall, But Causation Rows Linger [Law360]

August 20, 2018

Stephen Pate, of Cozen O'Connor's Global Insurance department, was quoted in an article for Law360 discussing coverage suits following Hurrican Harvey.

Pa. Shooting Case Will Test Bounds of 'Accident' Coverage [Law360]

July 17, 2018

Stephen Pate, of Cozen O'Connor's Global Insurance department, was quoted in the article Pa. Shooting Case Will Test Bounds of 'Accident' Coverage from Law360.

Marijuana Insurers in Holding Pattern After Sessions Memo [Business Insurance]

April 17, 2018

Stephen Pate, of Cozen O'Connor's Global Insurance department, was quoted in the Business Insurance article, Marijuana Insurers in Holding Patter After Sessions Memo.

Insurance Policies on Marijuana Grows in the Fire Zone [KCBS radio]

October 28, 2017

Stephen Pate, of Cozen O'Connor's Global Insurance department, interviews with KCBS radio about insurance policies on marijuana grows in the fire zone.

PA Ruling Won't Lower Bar To Prove Insurer Bad Faith [Law360]

September 28, 2017

Stephen Pate and Abby Sher, of Cozen O'Connor's Global Insurance department, was quoted in an article for Law360 titled, "Pa. Ruling Won't Lower Bar To Prove Insurer Bad Faith."

Texas Insurance Law Unlikely to Impact Harvey Victims [Bloomberg]

September 01, 2017

Stephen Pate, of Cozen O’Connor's Global Insurance Department, speaks with June Grosso on Bloomberg Radio’s “Bloomberg Law” about Texas House Bill 1774 that went into effect September 1, 2017.

Insurers Could Dodge Harvey-Related Legal Fights Under Texas Law [Bloomberg]

August 30, 2017

Stephen Pate, of Cozen O'Connor's Global Insurance Department, was quoted in an article for Bloomberg discussing how insurers could face fewer suits after Harvey due to the Texas House Bill 1774 that was passed earlier this year.

Quick Harvey Claims Offer Little Payoff for Policyholders [Law360]

August 29, 2017

Stephen Pate, a member of Cozen O'Connor's Global Insurance Department, was quoted in an article for Law360 that discussed how property owners should handle damages caused by Hurricane Harvey.

100 Cozen O’Connor Lawyers Named to the Best Lawyers in America

August 23, 2017

Lawyers were selected for inclusion in the 2018 edition based on a rigorous peer-review that has been developed and defined for more than 30 years.

Texas Ruling Could Mean Bigger Paydays For Policyholders

April 11, 2017

Stephen Pate discusses the recent Texas Supreme Court decision that restored protections for policyholders by putting teeth back into statutory provisions that penalize carriers for deceptive practices in an opinion insurance lawyers say is one of the most important in recent history.

Cozen O’Connor Grows Global Insurance Department in Los Angeles and Houston with Addition of Six Litigators

April 04, 2017

The six lawyers joining Cozen O’Connor’s Global Insurance Department include Stephen P. Pate, who comes to the firm as a member in the Houston office, Lauren E. Figaro who joins as an associate in the Houston office; Michael R. Davisson and Valerie D. Rojas, who both join as members in the Los Angeles office; Patricia M. Parisi, who joins as of counsel in the Los Angeles office; and Andrea J. Giovannone, who joins as an associate in the Los Angeles office. Davisson, Rojas, Parisi, and Giovannone all join from Sedgwick.

Publications

The Imperfect Storm: Harvey Litigation Will Be Fought Under Hailstorm Bill's Rules, While 'Menchaca' Looms in the Background [Texas Lawyer]

June 01, 2018

Stephen Pate, of Cozen O'Connor's Global Insurance Department, authored an article on his predictions on the course of Hurricane Harvey litigation entitled, "The Imperfect Storm: Harvey Litigation Will Be Governed by Hailstorm Bill's Rules, While 'Menchaca' Looms in the Background."

Reconstruction Politics and the Galveston Seven: The Struggle to Appoint a Judge in the Eastern District of Texas, 1869-72, Part I

February 28, 2018

Stephen Pate, of Cozen O'Connor's Global Insurance department, authored an article titled, "Reconstruction Politics and the Galveston Seven: The Struggle to Appoint a Judge in the Eastern District of Texas, 1869-72, Part I" which appears in the Winter 2018 issue of the Texas Supreme Court Historical Society Journal.

No Longer Stuck in the Weeds: Marijuana Insurance Moves into the Mainstream [Business Insurance]

September 04, 2017

Stephen Pate, of Cozen O'Connor's Global Insurance Department, wrote an article titled, "No Longer Stuck in the Weeds: Marijuana Insurance Moves into the Mainstream" for Business Insurance.

A Perfect Storm: FDR, Pappy O'Daniel, Huey Long's Ghost, and the Failed Fifth Circuit Nomination of James V Allred

July 07, 2017

Stephen Pate, of Cozen O'Connor's Global Insurance department, wrote an article titled, "A Perfect Storm: FDR, Pappy O'Daniel, Huey Long's Ghost, and the Failed Fifth Circuit Nomination of James V Allred" for the Journal of the Texas Supreme Court Historical Society.

When LBJ Got His Way: The Making of a Texas Federal Judge, 1959

April 01, 2017

Stephen Pate, of Cozen O'Connor's Global Insurance department, wrote an article titled "When LBJ Got His Way: The Making of a Texas Federal Judge, 1959" for the Journal of the Texas Supreme Court Historical Society.

Industry Sectors

Education

  • Vanderbilt University Law School, J.D., 1983
  • Vanderbilt University, B.A., magna cum laude, 1980

Awards & Honors

Chambers and Partners USA: Texas: Insurance 2006-2018

Best Lawyers in America 2018-2019

2017-2018 Irish Legal 100

  • Texas
  • New York
  • U.S. District Court -- Southern District of New York
  • U.S. District Court -- Eastern District of New York
  • U.S. District Court -- Southern District of Texas
  • U.S. District Court -- Western District of Texas
  • U.S. District Court -- Eastern District of Texas
  • U.S. Court of Appeals for the Fifth Circuit

Board of Regents, American College of Coverage Counsel

American Bar Foundation