Cozen O’Connor: Levine, A. Kenneth

A. Kenneth Levine

Co-Chair, Insurance Corporate & Regulatory

West Palm Beach

(561) 515-5256

(850) 980-1880

(561) 515-5226

Ken is co-chair of the firm's Insurance Corporate & Regulatory Practice Group within the Business Law Department.  For more than two decades, Ken has provided regulatory counsel and representation to numerous insurance, warranty and governmental clients. He routinely handles insurer, agent/agency/MGU, administrator, and extended warranty program (manufacturer, dealer, and third-party) regulatory, licensing and corporate matters.  His work includes mergers, acquisitions and other changes of control; market conduct compliance and remediation, contract wording and approval; financial reporting; reinsurance; receivership; and a host of other regulatory and corporate issues. When needed, Ken has successfully prosecuted, defended, and settled dozens of contentious administrative proceedings involving the Florida Office of Insurance Regulation, Department of Financial Services and Office of Financial Regulation.

Ken began his career by appointment to the Florida Department of Insurance, culminating in positions as senior counsel and hearing officer in the Department's Office of Chief of Staff in Tallahassee, Fla., and earning the Commissioner's Outstanding Service Award. Before entering private practice in Tallahassee, Ken served as general counsel and personnel director of a large national company.

Ken is recognized by Chambers & Partners as one of the dozen top insurance attorneys in Florida, having achieved this honor every year since 2007. Chambers & Partners recently noted that he “wins great acclaim from clients for his excellent transactional and regulatory skills, with one complimenting ‘his knowledge, his contacts, his ability to get regulators to work with us, his follow-through, his timeliness and ability to explain things clearly.’ Another offers similar praise, remarking: ‘He is a great communicator and listener with a thorough understanding of compliance laws. He gets things done as promised and is a pleasure to work with.’” Ken also achieved the AV Preeminent Rating by Martindale-Hubbell (5.0/5.0) which signifies that a “lawyer's reviewed peers rank him or her at the highest level of professional excellence for their legal knowledge, communication skills, and ethical standards”; and he has been listed by A.M. Best in its Directory of Recommended Insurance Attorneys.

Ken earned his bachelor's degree (B.S.M.) from the A.B. Freeman School of Business, Tulane University, and his law degree from the Tulane University School of Law where he served on the Moot Court Honor Board and was awarded the Order of the Barristers. He has since authored various treatise chapters, articles, and compliance checklists – concentrating on technical regulatory topics and administrative procedure – published by LexisNexis, Matthew Bender & Company, Thompson Reuters, and other legal sources. In 2015, the Federation of Regulatory Counsel (a nationwide association of attorneys specializing in insurance regulatory law) elected Ken to serve as the editor of the FORC Quarterly Journal of Insurance Law and Regulation.

Experience

News

57 Cozen O’Connor Lawyers, 16 Practices Earn Top Recognition in Chambers USA 2019 Guide

April 25, 2019

Chambers USA, the leading annual guide to the top lawyers and law firms in the USA, has ranked 57 Cozen O’Connor lawyers as leaders in their respective fields in the Guide’s 2019 edition.

Cozen O’Connor Earns Client Recognition in 2017 Chambers USA Rankings

May 26, 2017

Chambers USA recognized 47 Cozen O’Connor lawyers as leaders in their respective fields; 14 attorneys were recognized nationally and 11 were ranked in the top band.

Cozen O’Connor Earns Client Recognition in 2016 Chambers USA Rankings

May 27, 2016

Chambers USA recognized 41 Cozen O’Connor lawyers as leaders in their respective fields; 12 attorneys were recognized nationally and 11 were ranked in the top band.

Cozen O’Connor Earns Client Recognition in 2015 Chambers USA Rankings

July 06, 2015

Chambers USA recognized 37 Cozen O’Connor lawyers as leaders in their respective fields; 12 attorneys were recognized nationally and 10 were ranked in the top band.

Cozen O’Connor Earns Client Recognition in 2014 Chambers USA Rankings

May 30, 2014

Chambers USA recognized 29 Cozen O’Connor lawyers as leaders in their respective fields; six attorneys were recognized nationally and eight were ranked in the top band. Stanley Sher was named a “Senior Statesman” in the “Transportation: Shipping: Regulatory (outside New York)” industry, for the pivotal role Sher plays in the firm’s continued success in the transportation industry.

Ken Levine Quoted in Business Insurance Regarding The National Association of Insurance Commissioners

April 28, 2014

Ken Levine, of the Insurance Corporate & Regulatory Group, was recently quoted in a Business Insurance article titled, "NAIC Urges More Reform on its Model Act Regulating Insurers." The article examines the praise and apprehension that The National Association of Insurance Commissioners is receiving for its decision to open its model act on regulating insurers. Ken offered his thoughts by stating, "It does need to be made more consistent among the states, but it needs to be flexible enough to fit the concentration of business within the holding company."

Cozen O’Connor Earns Client Recognition in 2013 Chambers USA Rankings

May 26, 2013

PHILADELPHIA – May 26, 2013 – Chambers USA has recognized 29 Cozen O’Connor lawyers as leaders in their fields; five attorneys were recognized nationally and five were ranked in the top band.

West Palm Attorneys Levine, Dickenson, Criscuolo Favorably Settle Securities Case

April 01, 2013

The Herald-Tribune reported on the settlement that saved clients significantly in this securities action brought by the Florida Attorney General and the Office of Financial Regulation.

Cozen O’Connor Grows in Florida With Six Lateral Attorneys: Firm Expands South Florida Presence, Opens Office in West Palm Beach

March 18, 2013

Six attorneys from the firm of Edwards Wildman are joining Cozen O'Connor, in practice areas that include trusts and estates/private client services, real estate, insurance coverage, reinsurance, insurance corporate and regulatory and litigation.

Publications

In the Public's Interest [Best's Review]

December 20, 2016

Kenneth Levine, co-chair of the Insurance Corporate & Regulatory Group, discusses the misuse of assignment of benefit provisions in connection with homeowners policies and its potential to create a rise in fraudulent claims and rate increases.

Assignment of Homeowners Policy Benefits In Florida [FORC Quarterly Journal of Insurance Law and Regulation]

May 12, 2016

Ken Levine authored the lead article in the Federation of Regulatory Counsel’s FORC Quarterly Journal of Insurance Law and Regulation

Benefits from Life Insurance Prior to Death - New Appleman on Insurance Law Library Edition, Chapter 88 [LexisNexis]

January 01, 2013

LexisNexis retained Ken Levine to draft its chapter on living benefits under life insurance policies, for the publisher’s preeminent Appleman on Insurance library treatise. This chapter reviews the manner in which these benefits arise, including a discussion of cash surrender and nonforfeiture values; the historical evolution of regulation to preserve and administer these benefits; policy loans; accelerated death benefits; the secondary (viatical) market, tax treatment of these benefits; and, authority and support for other aspects of these benefits.

VEBAS, ERISA, and Other Cloaking Devices [Federation of Regulatory Counsel, Inc.]

May 01, 2010

Health care costs continue to rise, forcing a commensurate rise in the cost of traditional group insurance. Employers continue to seek affordable benefits for their employees in an effort to maintain a productive and competitive workforce. Inspired entrepreneurs enter the market to supply low-cost programs to meet this demand. Many of these programs qualify as insurance.

Market Conduct Regulation – New Appleman on Insurance Law Library Edition, Chapter 13 [LexisNexis]

April 19, 2010

Ken Levine discusses market conduct regulation in New Appleman on Insurance Law Library Edition. Specifically, this chapter discusses the manner in which market conduct regulation addresses certain market practices.

New Appleman Premium Online Checklists [Matthew Bender & Company Eds.]

January 01, 2010

The definitive source for 126 checklists covering virtually every aspect of insurance regulation and type of insurance, preceded by author commentary for context and application.

Eight For ’08: Insurance Measures in Review [LexisNexis]

June 18, 2009

Ken Levine looks back on 2008 and highlights eight memorable insurance topics from the year: (1) Life Settlement Agreements/Stranger-Originated Life Insurance; (2) Suitability; (3) Bad Faith Civil Liability; (4) Property and Casualty: Flood and Other Natural Disaster; (5) Health (Autism, Mental Health Parity, and Accessibility/Affordability); (6) Producer Licensing; (7) Interstate Compact; and, (8) Federal Regulatory Effort.

Suitability in Annuity Transactions: A Comparison of the 2008 Amendments to the Suitability Laws in Florida and Connecticut [LexisNexis]

August 04, 2008

During September 2003, the National Association of Insurance Commissioners adopted the Suitability in Annuity Transactions Model Regulation (Suitability Model) to establish uniform standards and procedures for ensuring that annuity purchases and exchanges were suitable to the insurance needs and financial objectives of senior citizens.

Regulatory and Legislative Issues in Insurance Law [Thompson Reuters]

January 01, 2006

Ken Levine was engaged to develop this practitioner’s guide to the major areas of insurance regulation that can affect a program and the methods for navigating this technical mine field, with particular guidance and form agreements and plans for the formation, acquisition, and merger of insurers.

Events & Seminars

Past Events

CCIA's 2015 Annual Meeting

April 27, 2015 - Rancho Mirage, CA

Education

  • Tulane University Law School, J.D., 1990
  • Tulane University, B.S., 1987

Awards & Honors

Chambers & Partners USA: Florida: Insurance 2007-2019

AV Preeminent Rating, Martindale-Hubbell (5.0/5.0)

Chairman, Law Committee, CCIA, 2014-16

Editor, FORC Quarterly Journal of Insurance Law and Regulation, 2015-16

President, Tequesta Country Club Community Association, 2016-19

Chair, Suncoast Community High School SAC, 2017-19

Appointee, State of California DCA - Service Contract Working Group, 2015-present

Tulane Moot Court Honor Board

Order of Barristers

  • Florida
  • District of Columbia
  • U.S. District Court -- Northern District of Florida
  • U.S. District Court -- Middle District of Florida
  • U.S. District Court -- Southern District of Florida
  • U.S. Court of Federal Claims
  • U.S. Court of Appeals for the Fourth Circuit
  • U.S. Court of Appeals for the Fifth Circuit
  • U.S. Court of Appeals for the Sixth Circuit
  • U.S. Court of Appeals for the Seventh Circuit
  • U.S. Court of Appeals for the Ninth Circuit
  • U.S. Court of Appeals for the Eleventh Circuit
  • District of Columbia Court of Appeals
  • U.S. Court of Appeals for the Federal Circuit
  • U.S. Supreme Court
  • Federation of Regulatory Counsel
  • Half-Axe International
  • Consumer Credit Industry Association