Casualty & Specialty Lines Coverage

For more than five decades, Cozen O’Connor has provided liability coverage and claims counsel to major domestic and international foreign property insurers. Our team of renowned third-party practitioners works closely with clients to efficiently resolve complex claims and advance industry goals.

With offices in 30 cities, the firm represents liability insurers across the United States and is capable of providing prompt and tailored state-by-state coverage counsel. Cozen O’Connor attorneys have direct experience with virtually every type of casualty or specialty insurance product, including:

  • Advertising Injury
  • Aviation
  • Climate Change
  • Concussion Injuries
  • Construction Defect
  • Cyber Liability
  • Environmental Exposures
  • Excess & Surplus Lines
  • Food Contamination/Recall     
  • Health Care
  • Kidnap, Ransom & Extortion
  • Life Sciences
  • Municipal Liability Insurance
  • Ocean Marine/Inland Marine
  • Political Violence, Political Risk and Credit Insurance
  • Product Liability/Recall
  • Sexual Abuse
  • Telephone Consumer Protection Act  
  • Toxic and Other Mass Torts

Cozen O’Connor is frequently charged with developing and executing strategies for management of excess-of-limits exposures where liability is significant but coverage is disputed. To this undertaking, we bring cutting-edge knowledge of good faith claims handling and consent judgment practices. Our team has successfully tried complex coverage, allocation and bad faith/excess-of-limits cases to verdict in numerous jurisdictions.

Having worked at the forefront of liability coverage litigation for decades, our attorneys are vigilant about evaluating and responding to emerging risks. We regularly provide major insurers training and education on new trends in the law and assist with policy drafting and claim preparedness. We have substantial experience as National Coordinating Counsel for class actions and multi-district litigation.

Cozen O’Connor is also distinguished by our working knowledge of insurer operations and the insurance marketplace, which allows us to partner with clients to provide practical, sophisticated and effective legal advice at truly sustainable rates.



NY Appellate Court: Liability Insurer Cannot Recover Defense Costs Absent Express Policy Provision [Alert]

January 11, 2021

Melissa Brill, Laura Dowgin, and Farrell Miller discuss the decision in American W. Home Ins. Co. v. Gjonaj Realty & Mgt. Co. and what insurers in New York need to do if they want to recover its defense fees when there is ultimately no duty to indemnify.

Insurer May Not Intervene Into Insured’s Construction Defect Trial To Seek Allocation of Damages [Alert]

June 03, 2020

Tracy Eggleston and Denise Bessellieu discuss the state Supreme Court's decision in Builders Mut. Ins. Co. v. Island Pointe, LLC, and what insurers need to know.

Observations on Erie Insurance Exchange v. Moore: A Misapplication of Precedent

May 06, 2020

Debbie Minkoff and Stephen Kempa discuss the Pennsylvania Supreme Court's ruling in Erie Insurance Exchange v. Moore.

New York High Court: Policyholders Must Bear Their Share of Long-Tail Claims [Global Insurance Alert]

April 10, 2018

Laura B. Dowgin discusses the big win for insurers in the New York Court of Appeals as this decision instructs New York courts to look at the terms of the insurance contract at issue, and where no coverage was given, and no premium received, the risk of liability is placed on the policyholder.

7th Circuit: Damage to Property Exclusion Applies Broadly to Damage Caused by Defective Work

January 08, 2018

Melissa Brill and Alexander Selarnick discuss the Seventh Circuit's decision in W. Side Salvage, Inc. v. RSUI Indem. Co.

In The News


Laura B. Dowgin


(212) 453-3775


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