Joseph F. Rich


Recent Publication:

Florida’s Fast & Furious Tort Law Changes [Subrogation & Recovery Law Blog]

In the first quarter of 2023, the Florida Legislature made three major changes to the Statute of Limitations for negligence claims, comparative fault rules in negligence cases, and the Statute of Repose for improvements to real property. In this episode, David Brisco (San Diego) interviews his...

Joe has been helping insurance clients make recoveries for more than 18 years, employing a mix of hard work, dedication, and creativity to achieve the best possible result. He has represented domestic and international property insurers in a wide variety of subrogation matters arising out of fires, water releases, product failures, mechanical system failures, roofing failures, and construction defects. He also advises clients on general litigation matters and has experience litigating professional negligence cases. 

Joe assists clients by developing creative pre-suit methods to achieve recoveries, as well as cost-effective and targeted strategies for successful litigation, mediation, and arbitration of claims. He has extensive experience as lead counsel in the full gamut of recovery matters, from significant construction defect cases involving improper roofing and re-roofing projects for condominiums and commercial buildings, to product liability cases against manufacturers of lithium batteries, consumer electronics, and a variety of plumbing components and related systems. Joe co-hosts the Subrogation & Recovery Department’s podcast, “Subro on the Go,” in which he and others spotlight trending issues, new cases impacting the subrogation industry, and overall best practices.  

Promoting the benefits of and advancing the education and policy interests of the subrogation industry are important to Joe. He is actively involved in the National Association of Subrogation Professionals (NASP), including currently serving as secretary on the Executive Committee of NASP’s board of directors . He has presented at NASP’s Annual Conferences since 2012 and co-chaired NASP’s 2018 Annual Conference in Orlando, Fla. Joe earned his Certified Subrogation Recovery Professional (CSRP) designation through NASP in 2019. Through these activities, Joe has developed and strengthened relationships with colleagues and service providers in the subrogation industry.

Joe has spent his entire career as a practicing attorney at Cozen O’Connor, where he now serves as vice chair, office managing partner of the firm’s Miami Office. Joe is a Florida Supreme Court Certified Circuit Court and County Court mediator. He is also technology & innovation chair and co-chair of the Tech Toys & Products Task Force for the firm’s Subrogation & Recovery Department. In addition to his experience practicing within the contiguous United States, Joe has also litigated subrogation matters and general litigation matters in federal court in Puerto Rico.



Subrogation Lawyers See Challenges In Florida Tort Reform

April 12, 2023

Joseph F. Rich was quoted in a Law360 article discussing the important changes to Florida’s tort laws.

Goodman and Rich Complete Mediation Certification

August 03, 2022

Joshua R. Goodman and Joseph F. Rich completed training and certification to be Civil Circuit and County mediators in the state of Florida.

Act Fast to Preserve Evidence When Subrogating Water Damage Claims

March 11, 2022

Joseph Rich was quoted in the Claims Journal article discussing the process of subrogating water damage.

Joe Rich Selected To Serve as Secretary on the Board of Directors of the National Association of Subrogation Professionals

October 05, 2021

Cozen O’Connor is pleased to announce that Joseph Rich, member of the firm’s Subrogation & Recovery Department, has been selected by the board of directors of the National Association of Subrogation Professionals (NASP) to serve as secretary on the board’s Executive Committee.

Joe Rich Appointed to Board of Directors for the National Association of Subrogation Professionals

August 28, 2019

Joe Rich, a member the firm’s Miami office, has been appointed to the board of directors for the National Association of Subrogation Professionals (NASP).

Joe Rich Has Earned His Certified Subrogation Recovery Professional Designation

June 14, 2019

Joe Rich has earned his Certified Subrogation Recovery Professional (CSRP) Designation administered by the National Association of Subrogation Professionals (NASP).

In a Hot Lateral Market, Three Lifers at Pa.-Based Firms Explain Why They've Stayed

April 02, 2019

Joseph Rich is included in's The Intelligencer discussing why he has chosen to stay with one firm, Cozen O'Connor, for his entire career. Joseph attributes his long career at Cozen O'Connor to the attention to work-life balance.

Cozen O’Connor Promotes Eight New Shareholders

August 20, 2018

Cozen O’Connor is pleased to announce the promotion of eight members to shareholders: Marc Auberbach, Jonathan Grossman, Aaron Krauss, Daniel J. Luccaro, Barbara Muller, Joseph F. Rich, Nicole Sprinzen, and Paula Zecchini.


Florida’s Fast & Furious Tort Law Changes [Subrogation & Recovery Law Blog]

April 26, 2023

In the first quarter of 2023, the Florida Legislature made three major changes to the Statute of Limitations for negligence claims, comparative fault rules in negligence cases, and the Statute of Repose for improvements to real property. In this episode, David Brisco (San Diego) interviews his...

Fast & Furious Tort Law Changes, Part 2: Shorter Statute of Repose for Improvements [Alert]

April 18, 2023

Governor Ron DeSantis signed into law Senate Bill 360, known as “An act relating to causes of action based on three improvements to real property.”

Fast & Furious Tort Law Changes in Florida [Alert]

March 30, 2023

House Bill 837, “Civil Remedies,” focuses on bad faith litigation and attorney’s fee awards, and makes two important changes for negligence cases.

HorseCents – An Intro to Equine Subro Claims [Subrogation & Recovery Law Blog]

March 14, 2023

Subrogation involving horses? Yes, this is a real thing. In this episode, regular co-hosts, David Brisco (San Diego) and Joe Rich (Miami), are joined by their partner, Suzanne Radcliff (Dallas), who provides an overview of this niche area of subrogation to listeners. In addition to some bad horse...

Explosive Subro: The Unique Challenges of Investigating Explosion Cases [Subrogation & Recovery Law Blog]

January 25, 2023

Do not let your subro claim blow up in your face! Subro professionals who have handled large explosion fires know firsthand that large explosion cases are complex, with significant hurdles to fully process. In this episode of Subro on the Go, regular co-hosts Joe Rich and David Brisco are joined...

Turkeys and Trees: Subro Holiday Stories [Subrogation & Recovery Law Blog]

November 21, 2022

Whether it is a turkey fryer that causes an unexpected cooking fire, or mishaps with trees and decorations that make the holidays literally go up in smoke, holiday related losses are common for subrogation professionals this time of year. So while it is the season to be joyful and hum along with...

Looking North: An Introduction to Subrogating in Canada [Subrogation & Recovery Law Blog]

October 12, 2022

In our current episode, co-host, Joe Rich, speaks with some of our Canadian Litigators about the differences in pursuing subrogation claims in Canada versus the U.S. Joe is joined by Pamela Pengelley, Office Managing Counsel of our Firm’s Toronto Office, and David Huard, Office Managing Counsel for...

Time is Money: Understanding Statutes of Limitations and Statutes of Repose [Subrogation & Recovery Law Blog]

August 16, 2022

Time is money in the subrogation industry.  And knowing the timeframes of when you can pursue recovery claims is an important first step in evaluating your case, including determining the scope of your early investigation.  Whether you can or cannot bring a claim due to a pre-determined timeframe...

SubroSpeed Analytics Platform: Roads? Where We’re Going We Don’t Need Roads [Subrogation & Recovery Law Blog]

June 07, 2022

In the latest episode, co-hosts, David Brisco and Joe Rich, are joined by Dan D’Imperio, Co-Director of National Subrogation Services, to discuss the role of Predictive Analytics in the subrogation industry. Like in Back to the Future when Doc. Brown shows up at the end of the movie with a...

A New Tool for Tracking Independent Contractors in Florida [Subrogation & Recovery Law Blog]

April 14, 2022

At one time or another, most subrogation professionals have struggled to track down an actual or alleged independent contractor involved with some scope of work relating to a loss. In some cases, we also find that defenses are being raised that someone was an independent contractor versus a direct...

Two Years of Remote Litigation & Beyond [Subrogation & Recovery Law Blog]

April 06, 2022

It’s been two years since COVID-19 not only radically changed our daily lives but altered how recovery professionals approach litigating claims. Yes, two years have passed! In the first few months of the pandemic, courts, litigators and recovery professionals quickly adapted to use readily...

Ocean and Inland Marine Claims – An Introduction for the Subro Professional [Subrogation & Recovery Law Blog]

January 18, 2022

COGSA, Carmack, Allisons, and Himalaya Clause.  These terms may not mean much for a traditional property subrogation professional, but if you are going to diversify into the world of ocean marine and inland marine subro, then these are a few of the many terms you will need to become familiar with....

Telling Our Stories: The Importance of Photos and Videos in Subrogation [Subrogation & Recovery Law Blog]

October 21, 2021

Every subrogation case is, at its heart, a story about a loss event. As subrogation professionals, we endeavor to tell a story of the loss event and resulting damages in the most effective way possible, using photos and videos as our tools to explain liability and damages issues. Ultimately, we use...

Internet of Things and Subro Update – Where Are We Now? [Subrogation & Recovery Law Blog]

September 07, 2021

Smart smoke detectors, vehicle data on key fobs, and geofencing are just a few of the new internet of things technologies emerging today. Subrogation professionals need to be aware of this ever-growing industry, including what new sources of data it provides to the subro investigation and what new...

Notice Rules and Tort Caps in Claims Against Government Entities [Subrogation & Recovery Law Blog]

July 07, 2021

Government tort claims come in a variety of shapes and sizes – broken city water main floods, bridge collapses, dam failures, government vehicles crashing into your insured’s building, etc. And just as the types of losses vary, so do the requirements regarding both placing the government entity on...

Mailbag - Subro June 2021 [Subrogation & Recovery Law Blog]

June 18, 2021

Do you have a subro question that you are anxious to ask?  Then welcome to Subro Mailbag.  In this episode, Cozen O’Connor Subro on the Go hosts David Brisco and Joe Rich read and answer questions from our podcast listeners on a variety of subro topics. How do you describe subrogation to friends...

Requiring an Expert to Have Experience with the Specific Product at Issue is “Too High” a Standard [Alert]

May 26, 2021

Joe Rich discusses the 11th Circuit's decision in Moore v. Intuitive Surgical Inc.

Will Any Expert Do? [Subrogation & Recovery Law Blog]

April 09, 2021

Will any expert do? Choosing the right expert is one of the most important decisions to be made in a subrogation investigation.  Asking the question of whether an expert is required for your claim is easy; answering the question requires thinking about several complex factors. In this episode,...

Wildfires – A Discussion of Early Investigation Strategies and Resources [Subrogation & Recovery Law Blog]

March 02, 2021

Wildfires continue to be national front-page news, be it the destruction caused by the fires themselves or the litigation that lasts for years after the fire has been suppressed. In the latest “Subro on the Go” podcast episode, hosts Joe Rich and David Brisco are joined by Howard Maycon, lead...

Are You a Good State or Bad State? A Discussion of Comparative Fault Principles [Subrogation & Recovery Law Blog]

February 02, 2021

While politicians may be more interested in whether a state is a Blue State or Red State, subrogation professionals want to know if a state is what we refer to as a “Good State or Bad State” based on its comparative fault laws. Are you a Bad State where a certain level of fault of your insured...

Hidden Failures of Plastic & Brass Plumbing Parts [Subrogation & Recovery Law Blog]

December 01, 2020

Cozen O’Connor’s Subrogation & Recovery team and National Subrogation Services are pleased to announce Subro on the Go, a podcast hosted by Joe Rich and Dave Brisco that spotlights trending legal, technological, and claims handling issues in today's fast-moving subrogation world. The cause...

Settlement Snags [Subrogation & Recovery Law Blog]

October 02, 2020

In the world of subrogation, agreeing on the amount of a settlement is only half the battle. In this episode of Subro on the Go, hosts Joe Rich and David Brisco discuss the various settlement snags that arise at the settlement agreement stage of a subrogation case and how to resolve them....

Aggravation Time is Not Money in Florida [Alert]

September 29, 2020

Joe Rich and Rick Maleski discuss the 4th District Court of Appeals in Florida's decision in P&G Trucking of Brandon, Inc., et. al. v. Riverland Hedging & Topping, Inc. et. al.

Five Mile Swamp Fire [Alert]

May 15, 2020

Joe Rich discusses the Five Mile Swamp Fire, including location, property impacted, and it's status.

Game of Experts: A Song of Frye & Daubert in Florida State Courts

June 18, 2019

Rick Maleski and Joe Rich discuss Florida's move from the Frye standard back to the Daubert standard.

Key Questions to Consider in Light of Operation Rubicon’s Investigation into Insurance Fraud in South Florida [Property Insurance Law Observer Blog]

June 13, 2019

Law enforcement in Miami-Dade County, Florida recently arrested nine individuals described by Florida Chief Financial Officer Jimmy Patronis as the “ringleaders of an elaborate fraud scheme” led by Barbara Maria Diaz de Villegas,[1] owner of the public adjusting company The Rubicon Group.[2]  The...

That Just Happened! Florida Returns to the Frye Expert Standard [Alert]

November 01, 2018

Joe Rich discusses the benefits of Florida's decision to return to the Frye standard over the Daubert standard.

Florida Court Clarifies That Pre-Suit Notice for Construction Defect Claims Tolls Statute of Repose

September 20, 2018

Richard Maleski and Joseph Rich discuss the decision in Gindel et. al. v. Centex Homes et. al., and its impact on the tolling of the statute of repose in Florida.

Events & Seminars

Upcoming Events

Florida Tort Reform 2023: What Subrogation Professionals Need to Know

June 13, 2023 - Webinar

Joshua R. Goodman and Joseph F. Rich will present a Cozen O'Connor webinar titled "Florida Tort Reform 2023: What Subrogation Professionals Need to Know."

Past Events

Florida HB 837

April 06, 2023 - Webinar

NASP 2023 Spring Conference

February 16, 2023 - Amelia Island, FL

NASP 2022 Annual Conference

November 06, 2022 - Marco Island, FL

NASP 2021 Annual Conference

November 08, 2021 - Virtual Conference

NASP 2019 Annual Conference

October 27, 2019 - National Harbor, MD

The Art of Negotiation

June 18, 2018 - Webinar

Industry Sectors


  • Villanova University School of Law, J.D., 2003
  • Le Moyne College, B.A., summa cum laude, 2000
  • District of Columbia
  • Florida
  • New Jersey
  • Pennsylvania
  • U.S. Dist. Ct. Puerto Rico
  • U.S. District Court -- District of Columbia
  • U.S. District Court -- Middle District of Florida
  • U.S. District Court -- Northern District of Florida
  • U.S. District Court -- Southern District of Florida
  • U.S. District Court -- New Jersey
  • U.S. District Court -- Eastern District of Pennsylvania
  • U.S. District Court -- Middle District of Pennsylvania
  • U.S. District Court -- Puerto Rico

Honorable John A. Terry, U.S. District Court -- District of Columbia Court of Appeals

  • Florida Supreme Court Certified Circuit Court and County Court Mediator
  • Board of Directors, National Association of Subrogation Professionals (NASP)
  • Board of Directors, Le Moyne College Alumni Association Board
  • Member, Federal Bar Association
  • Member, Dade County Bar Association
  • Member, Florida Bar Unlicensed Practice of Law Committee "A", 11th Judicial Circuit for Miami-Dade County