Bernard L. Smith

Member

Bernard has over three decades of real estate experience with a primary focus on the acquisition, sale, development and financing of commercial office, industrial, retail, multifamily, hotel, and resort properties. Bernard also advises developers, lenders, and brands for hospitality projects located throughout the United States, Mexico, the Caribbean, the Middle East, Africa, and the Far East, including the negotiation of management, franchise, brand licensing, and related agreements.

Bernard represents developers of condominiums, co-ops, timeshare, fractional and home-site projects. He has considerable experience in drafting project owners association documentation, consumer purchase and finance forms, and declarations of CC&Rs, and serves as borrower’s counsel to condominiums and co-ops. Bernard has deep experience in registering developments with various state real estate agencies, including registering projects with the Real Estate Finance Bureau of the New York Attorney General. He also drafts complex consumer offering plans and related disclosures and filings, and issues opinion letters in asset-backed securitizations.

Before joining Cozen O’Connor, Bernard was a partner at a national law firm where he was a member of their real estate group. Prior to that, he interned with the U.S. Department of Justice.

Bernard earned his bachelor’s degree in civil engineering, first in civil engineering class, magna cum laude, from Syracuse University and his law degree from The George Washington University School of Law.

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Experience

Lender Representation

  • Represented the lender in a $9.1 million loan for the acquisition of a property in Plymouth, Mich.

  • Represented the lender in a $10 million acquisition loan for a property in Bethesda, Md.

  • Represented the lender in a $47 million loan for the acquisition and refinance of two industrial properties in Virginia.

  • Represented the lender in a $17.5 million refinance of a Maryland industrial portfolio.

  • Represented the lender in a $25 million refinance of commercial property in the District of Columbia.

  • Represented the lender in a $66.8 million construction loan for development of a Virginia residential property.

  • Represented a local community bank in a $20 million construction loan for a property in Owings Mills, Md.

  • Represented a local community bank in connection with a $14.8 million acquisition loan for a South Carolina property. 

  • Represented a local community bank in connection with a $28.5 million term loan for retail and commercial office buildings located in Rockville, Md.

  • Represented the lender in connection with a $48.4 million loan for a multifamily development in Bethesda, Md. 

  • Represented the lender in the $14.3 million refinance of property in McLean, Va. 

Education

  • George Washington University Law School, J.D., 1994
  • Syracuse University, B.S., magna cum laude, 1991
  • District of Columbia
  • Virginia
  • U.S. District Court -- Eastern District of Virginia

District of Columbia Bar Association

Virginia State Bar

American Resort Development Association