Real Estate Finance

The attorneys of Cozen O’Connor’s Real Estate Finance Practice represent lenders (regional and national commercial banks, investment banks, mortgage REITs, insurance companies, specialty finance companies, and private equity and opportunity funds) and borrowers (owners, commercial and residential developers and operators, REITs, and other institutional owners, and investors) in complex financing transactions involving commercial, retail, residential, and industrial real estate. We have experience with the origination, acquisition, and disposition of whole loans and interests in loans; formation of joint ventures, general and limited partnerships, limited liability companies, business trusts, and other investment vehicles; and creation of credit facilities with complex terms, including multiple interest rate options, foreign currency exchanges, interest rate protection products, and other derivatives.

Now more than ever, given the upheaval that began in 2020 due to COVID-19, counsel on the cutting edge is essential. No matter how challenging or volatile the marketplace, the requisites for providing superior real estate counsel remain unchanged: technical knowledge, negotiating skill, and business savvy. Cozen O’Connor is regularly involved in some of the nation’s largest real estate transactions, so our technical understanding of the latest in deal structure, regulation, profitability, leverage, and liability protection is second to none. And because we conduct high-stakes negotiations on behalf of both lenders and borrowers, we have real insight into the competing needs and interests of all parties. We are often able to identify unforeseen points of leverage that can give our clients a decisive advantage.

Perhaps most importantly, our lawyers understand not only the law but also the business of real estate. Striking this balance is particularly critical during a crisis such as the coronavirus pandemic. Many of our attorneys have advanced training in mathematics, science, accounting, and finance, which enables us to grasp the financial concepts and formula behind every real estate deal. And we have the practical experience to understand how theoretical contract provisions are likely to play out in the real world. Beyond just servicing the deal, we make sure to service the broader corporate mission.


  • Arrange permanent and bridge financings
  • Handle sale leaseback financings
  • Advise on preferred equity investments
  • Set up mezzanine and A/B tiered structures
  • Arrange construction financings and build-to-suit structures
  • Lead capital market financings
  • Conduct syndication, participation, and co-lending transactions
  • Finance like-kind exchanges
  • Handle credit-enhanced transactions



Fierce Competition Awaits Distressed Real Estate Funds as Deals Ramp Up [Fund Fire]

July 07, 2020

Bill Davis discusses the deal competition confronting real estate funds in the months ahead as private real estate fund strategies turn to distressed assets in the midst of the coronavirus pandemic and economic downturn.

Navigating Improved Rules for HVCRE Loans – What You Need to Know [Alert]

October 19, 2018

Zach Samton and William Davis discuss the enactment of the Economic Growth Act and how it impacts both borrowers and lenders.

Innovation gains ground even with contracts under microscope [New York Real Estate Journal]

February 14, 2012

Innovation gains ground even with contracts under microscope - New York Real Estate Journal - Even in the best of times, the use of outside contractors by government can be controversial, with public employee unions clamoring for more work to be brought in house. These, however, are not the best of times. The city, state and country all continue to suffer from the deep impacts of the Great Recession. Although New York City seems to have weathered the storm better than many metropolitan areas, budgets continue to be cut while infrastructure needs remain unmet.

Events & Seminars

Upcoming Events

Real Estate Strategies & Assets

January 25, 2022 - Webinar

Zachary Samton will moderate a panel titled "Real Estate Strategies & Assets" at the Young Jewish Professionals (YJP) New York Mentorship Session.

Past Events

Bridge Loans for Commercial Real Estate

November 07, 2019 - New York, NY

In The News

What Attys Must Know As Congress Debates 1031 Program

July 02, 2021

Alex DuFour addresses the changes being made by the Biden administration regarding the Section 1031 exchange program in Law360.

Proposed Tax Law Changes Could Change Shape of Transactions, Real Estate Executives Say

May 27, 2021

Alex DuFour addresses possible transactional changes in 2022 and beyond should the Biden administration’s plan to raise the capital gains tax rate and do away with deferred taxes on property exchanges become law in CoStar.

82 Cozen O’Connor Lawyers, 19 Practices Earn Top Recognition in Chambers USA 2021 Guide

May 26, 2021

Chambers USA, the leading annual guide to the top lawyers and law firms in the United States, has ranked 82 Cozen O’Connor lawyers as leaders in their respective fields in the guide’s 2021 edition; of those, 15 lawyers have been recognized nationally.

Investors are Already Trying to Get Ahead of Potential Federal Tax Changes

May 06, 2021

Alex DuFour addresses the Biden administration’s proposed changes to capital gains tax rules and its effect on commercial real estate investors in CoStar.

Cozen O’Connor Represents Equus Capital Partners, Ltd. in $1 Billion Multi-Tiered Real Estate Transaction

April 20, 2021

Cozen O'Connor represented affiliates of Equus Capital Partners, Ltd. in a multi-tiered transaction that included the sale of two portfolios of industrial properties throughout the Southeastern United States.

Cozen O’Connor Adds Former Silverstein Properties Executive Vice President and General Counsel Jonathan W. Knipe

March 08, 2021

Knipe has spent the past 15 years with Silverstein Properties, serving in the capacity of chief legal officer and corporate secretary, and was instrumental in the rebuilding of the World Trade Center properties after 9/11.

Cozen O’Connor Attorney Paul S. Rutter Named the Urban Development Lawyer of the Year by Century City Bar Association

January 24, 2019

– Cozen O’Connor attorney Paul S. Rutter, a member of the real estate practice in the firm’s Santa Monica, Calif., office, has been named “Urban Development Lawyer of the Year” by the Century City Bar Association. The Association provides legal education, leadership opportunities, and a sense of community to more than 4,000 Century City attorneys. Paul is among six attorneys being recognized by the Association for distinguishing himself in his respective field of expertise.

Cozen O’Connor Serves as Lead Counsel in Acquisition and Financing of Ozone Park Manufacturing Facility

November 27, 2017

The national real estate practice at Cozen O’Connor represented Greenpoint Manufacturing and Design Center Local Development Corporation (GMDC) in the acquisition, development, and financing of an Ozone Park manufacturing facility in Queens, New York. The cost of the acquisition and development of the project is an estimated $40 million.

Cozen O’Connor Serves as Lead Counsel in Independence Realty Trust’s $300 Million Unsecured Credit Facility Financing

May 04, 2017

The national real estate practice of Cozen O'Connor represented Independence Realty Operating Partnership, LP and Independence Realty Trust, Inc. in the consummation of a new $300 million unsecured credit facility.


William F. Davis

Vice Chair, Real Estate

(212) 883-4947

Zachary Samton

Co-Chair, Real Estate Finance

(212) 883-4971


Related Practice Areas

Upcoming Event:

Real Estate Strategies & Assets

Webinar 01/25/2022

Zachary Samton will moderate a panel titled "Real Estate Strategies & Assets" at the Young Jewish Professionals (YJP) New York Mentorship Session.

Event Details

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