Stephen Kempa


Stephen is a member in Cozen O'Connor's Global Insurance Department in Philadelphia. He focuses his practice on both first-party and third-party liability coverage. Stephen also has experience assisting clients on a wide-range of commercial litigation matters.

Stephen graduated with his J.D. from the University of Virginia School of Law and received his Bachelor of Arts, summa cum laude, in history and political science from Rutgers. While at UVA Law, Stephen was a member of the Virginia Law & Business Review and received a Pro Bono Certificate of Recognition for Pro Bono Service Hours. 



42 Cozen O'Connor Attorneys Named Pennsylvania Super Lawyers & Rising Stars

May 24, 2023

Super Lawyers has selected 42 Cozen O'Connor attorneys to the 2023 Pennsylvania Super Lawyers and Rising Stars lists.

Cozen O'Connor Promotes 29 Attorneys to Member

March 20, 2023

Cozen O'Connor is proud to announce the promotion of 29 attorneys to member.

49 Cozen O'Connor Attorneys Named Pennsylvania Super Lawyers and Rising Stars

June 01, 2022

Super Lawyers has selected 49 Cozen O'Connor attorneys to the 2022 Pennsylvania Super Lawyers and Rising Stars lists.

More Than 205 Cozen O’Connor Attorneys Named Best Lawyers and Ones to Watch By The Best Lawyers In America

August 19, 2021

Best Lawyers selected 210 Cozen O’Connor lawyers from 23 of the firm’s nationwide offices for inclusion in the 2022 edition of The Best Lawyers in America.


Observations on Erie Insurance Exchange v. Moore: A Misapplication of Precedent

May 06, 2020

Debbie Minkoff and Stephen Kempa discuss the Pennsylvania Supreme Court's ruling in Erie Insurance Exchange v. Moore.

Positive Signs in the Enforcement of Late Notice Provisions [Property Insurance Law Observer Blog]

July 18, 2017

[caption id="attachment_1499" align="alignright" width="205"] Alice in Wonderland Rabbit[/caption] This year was off to a positive start in the realm of property insurance with a decision out of the Second Circuit upholding an at times embattled policy provision that is found in nearly every...

Expanding When Liability is “Reasonably Clear”: Massachusetts Court Chips Away at Bad Faith Counterarguments [Avoiding Insurance Bad Faith Blog]

August 25, 2016

Earlier this month, a Massachusetts Appellate Court affirmed a trial court’s award of bad faith damages in a case where it found the insurer’s approach to a claim to be “at best inattentive, if not incompetent.”  Although the state appellate court in McLaughlin et al. v. American States Insurance...

The Advantages of Removal: Twombly and Iqbal Applied to Bad Faith Claims [Avoiding Insurance Bad Faith Blog]

June 28, 2016

This month, the Eastern District of Pennsylvania issued an opinion that reminds insurance carriers and their counsel that it is often beneficial to remove certain cases to federal court. While federal court offers many advantages in insurance litigation, the recent opinion in Camp v. N.J. Mfrs. Ins....

US Supreme Court to Consider RICO's International Reach [The Legal Intelligencer]

January 30, 2016

Stephen Miller and Stephen Kempa co-wrote this article discussing the extraterritorial application of U.S. law in the contect of RICO, which U.S. Supreme Court will return to this term.


  • University of Virginia School of Law, J.D., 2014
  • Rutgers College, B.A., summa cum laude, 2010

Awards & Honors

Pennsylvania Super Lawyers "Rising Star" 2022 - 2023


  • Pennsylvania
  • New Jersey