Stephen Kempa



(215) 665-7230

(215) 665-2013

Stephen is an associate in Cozen O'Connor's Global Insurance Department in Philadelphia. He focuses his practice on both first-party and third-party liability coverage. Stephen also has experience assisting clients on a wide-range of commercial litigation matters.

Stephen graduated with his J.D. from the University of Virginia School of Law and received his Bachelor of Arts, summa cum laude, in history and political science from Rutgers. While at UVA Law, Stephen was a member of the Virginia Law & Business Review and received a Pro Bono Certificate of Recognition for Pro Bono Service Hours. 



Observations on Erie Insurance Exchange v. Moore: A Misapplication of Precedent

May 06, 2020

Debbie Minkoff and Stephen Kempa discuss the Pennsylvania Supreme Court's ruling in Erie Insurance Exchange v. Moore.

Positive Signs in the Enforcement of Late Notice Provisions [Property Insurance Law Observer Blog]

July 18, 2017

[caption id="attachment_1499" align="alignright" width="205"] Alice in Wonderland Rabbit[/caption] This year was off to a positive start in the realm of property insurance with a decision out of the Second Circuit upholding an at times embattled policy provision that is found in nearly every...

Expanding When Liability is “Reasonably Clear”: Massachusetts Court Chips Away at Bad Faith Counterarguments [Avoiding Insurance Bad Faith Blog]

August 25, 2016

Earlier this month, a Massachusetts Appellate Court affirmed a trial court’s award of bad faith damages in a case where it found the insurer’s approach to a claim to be “at best inattentive, if not incompetent.”  Although the state appellate court in McLaughlin et al. v. American States Insurance...

The Advantages of Removal: Twombly and Iqbal Applied to Bad Faith Claims [Avoiding Insurance Bad Faith Blog]

June 28, 2016

This month, the Eastern District of Pennsylvania issued an opinion that reminds insurance carriers and their counsel that it is often beneficial to remove certain cases to federal court. While federal court offers many advantages in insurance litigation, the recent opinion in Camp v. N.J. Mfrs. Ins....

US Supreme Court to Consider RICO's International Reach [The Legal Intelligencer]

January 30, 2016

Stephen Miller and Stephen Kempa co-wrote this article discussing the extraterritorial application of U.S. law in the contect of RICO, which U.S. Supreme Court will return to this term.

Three’s a Crowd: Third-Party Attorney-Client Privilege Waivers [Corporate Counsel]

September 14, 2015

Tamar Wise and Stephen Kempa discuss recent updates on third-party waivers to attorney-client privilege and two narrow exceptions to that rule.

U.S. Supreme Court to Consider Federal Procedure Questions [The Legal Intelligencer]

December 04, 2014

In an article titled “U.S. Supreme Court to Consider Federal Procedure Questions,” Stephen Miller, a member of Cozen O’Connor’s Commercial Litigation Department, and Stephen Kempa, an associate in the Commercial Litigation Department, discuss several U.S. Supreme Court cases dealing with important issues in the area of federal practice and procedure.

The FCC Asserts its Role as Regulator of Data Security [Cyber Law Monitor Blog]

November 26, 2014

The FCC recently signaled its intention to move aggressively into the realm of data security regulation. On October 24, 2014, the agency released a Notice of Apparent Liability for Forfeiture (NAL), ordering two telecommunication companies to pay a combined $10 million forfeiture for failing to...

EU Set to Strengthen Data Protection Laws [Cyber Law Monitor Blog]

October 02, 2014

Businesses that operate in the European Union (EU) may soon face a new set of data protection regulations. High-level discussions about a proposal to consolidate all individual EU-member nations’ data protection regulations into a single EU law are set to restart this month. If those negotiations...

Google Settles With FTC Over In-App Purchases Dispute [Cyber Law Monitor Blog]

September 22, 2014

The Federal Trade Commission (FTC) is increasingly focused on the technology sector and is using its monitoring and enforcement powers to crack down on alleged consumer protection violations by big tech firms. Google reached a major settlement with the FTC this month, agreeing to pay $19 million...


  • University of Virginia School of Law, J.D., 2014
  • Rutgers College, B.A., summa cum laude, 2010
  • Pennsylvania
  • New Jersey