Ross Toback


Ross concentrates his practice on complex insurance coverage counseling as well as gaming and sports betting regulatory law.

In the insurance coverage space, Ross has vast experience in counseling and litigation, advising clients on complex matters from inception to resolution. He has worked on high-profile cases involving the opioid epidemic, Flint, Michigan water crisis, and Catholic Church sex abuse claims. Currently, Ross advises global insurance companies on handling commercial general liability, professional liability, automobile and first-party property claims nationwide. Before joining the firm, Ross was an associate with a full-service law firm based in the New York area, where he also focused on insurance-related coverage counseling and litigation.  

In the gaming space, he has advised clients on a wide range of regulatory issues in this rapidly evolving industry, including licensing requirements, consumer protection measures, compliance with state and federal laws, and otherwise navigating the complex patchwork of state attorneys general and other administrative agencies.

One of Ross' recent successes was counseling a major sportsbook operator. As they planned to expand into a new market, he guided them through that jurisdiction’s proposed gaming legislation to further understand how to mobilize if and when that legislation passed.

Ross has also worked closely with fantasy sports operators to ensure their contests comply with state laws distinguishing fantasy sports from illegal gambling. He has provided guidance on structuring entry fees, prize payouts, and game formats to mitigate legal risks.

Building on his understanding of risk management from his insurance work, Ross has developed particular experience in the evolving field of responsible gaming. As sports betting and fantasy sports have rapidly expanded, Ross has counseled operators on implementing effective measures to protect consumers and minimize regulatory risks.

Ross earned his J.D., cum laude, from the Benjamin N. Cardozo School of Law, where he was an associate editor of the Cardozo Law Review. He earned his B.A., magna cum laude, from Florida State University. Ross spent his summers in college working as a court and crime reporter for the New York Post and accumulated over 80 bylines.


  • Benjamin N. Cardozo School of Law, Yeshiva University, J.D., cum laude, 2020
  • Florida State University, B.A., magna cum laude, 2016
  • New York