Brett D. Watson


Los Angeles

(213) 892-7938

(213) 892-7999

Brett represents financial institutions, lenders, and employers in business and employment litigation matters before state and federal courts and arbitration panels. Brett litigates cases involving the full spectrum of retail financial products, including credit card disputes, prepaid and debit card disputes, checking-related disputes such as embezzlement and/or forged or unauthorized endorsements, Commercial Code Article 3 and Article 4 matters, merchant disputes, privacy and/or identity theft disputes, bankruptcy-related litigation including preference and avoidance actions, wrongful foreclosure, § 17200 matters, and complex business disputes.

Brett also has experience in representing both direct and indirect lenders in automobile financing disputes, claims for wrongful vehicle repossession, and dealership derivative lawsuits including FTC holder rule disputes. 

Brett also frequently defends claims against businesses, creditors, servicers, and collection agencies alleging violations of federal and state consumer protection statutes, including the Fair Credit Reporting Act (FCRA), Fair Credit Billing Act (FCBA), Fair and Accurate Credit Transactions Act (FACTA), Federal Fair Debt Collection Practices Act (FDCPA), California’s Rosenthal Fair Debt Collection Practices Act (RFDCPA), Telephone Consumer Protection Act (TCPA), Rees-Levering Automobile Sales Finance Act (ASFA), California Consumers Legal Remedies Act (CLRA), Truth-in-Lending Act (TILA), Electronic Funds Transfer Act (EFTA), and the Real Estate Settlement Procedures Act (RESPA).

Brett also maintains a robust employment litigation practice, advising and defending employers regarding both statutory and common law harassment, discrimination, retaliation, and other employment-related claims. Employers in California face unique and difficult employment challengers, and Brett’s experience in this area allows him to advise on the hiring and firing of employees, wage and hour compliance, and insurance coverage issues.

Brett earned his bachelor’s degree in psychology from California State University in San Bernardino. He earned his law degree, magna cum laude, from Pepperdine University School of Law, where he was a member of the Pepperdine Law Review



Cozen O’Connor Continues its West Coast Expansion, Adding Three Veteran Southern California Litigators to its Los Angeles Office

March 04, 2020

Thomas Lombardi, Devin Donohue and Brett Watson — from one of southern California’s leading litigation boutiques Lombardi & Donohue — have joined the firm as members.


What Calif.'s New Consumer Debt Law Means For Collectors

November 23, 2020

Brett Watson contributed an article to Law360 discussing the enactment of the Debt Collection Licensing Act and the impact this will have on collectors.

California Brings Licensing and Oversight to Consumer Debt Collectors [Alert]

November 02, 2020

Brett D. Watson discusses the DCLA, one of several new consumer protection bills recently enacted in California, including the state’s “mini-CFPB,” otherwise known as the California Consumer Financial Protection Law.

Preparing For Enhanced Enforcement Under Calif. 'Mini-CFPB' [Law360]

September 28, 2020

Brett Watson and Michael Kraft published an article to Law360 highlighting certain key provisions of the CCFPL and discussing what the CCFPL might mean for practitioners, the pros and cons of the new legislation, the challenges presented by the CCFPL, and how financial services providers should prepare themselves for anticipated aggressive enforcement procedures.

California Court of Appeal Holds Banks Owe Depositors No Duty to Monitor Other Depositor’s Accounts [Alert]

June 30, 2020

Brett D. Watson discusses the California Court of Appeal's decision in Kurtz-Ahlers v. Bank of America.

Expect an Uptick in Employee Embezzlement Following COVID-19 Lockdowns [Alerts]

June 25, 2020

Brett D. Watson discusses why small businesses could experience an uptick in embezzlement post-COVID-19, how to prevent it, and how banks can insulate themselves from liability.

The First Line of Defense to Preventing Employee Embezzlement [Los Angeles Daily Journal]

March 21, 2011

Brett Watson contributed an article to the Los Angeles Daily Journal discussing how to protect your company against employee embezzlement.


  • Pepperdine University School of Law, J.D., magna cum laude, 1999
  • University of California, San Bernardino, B.A., 1995

Awards & Honors

Southern California Super Lawyers Rising Stars, 2010-2012

  • California

American Bar Association, Member

State Bar Association of California, Member

Los Angeles County Bar Association, Member