Farrell J. Miller


Farrell litigates insurance coverage and commercial disputes in state and federal courts. He is an experienced coverage litigation attorney, handling declaratory judgment actions under commercial general liability, excess, and errors and omissions policies on behalf of major incumbent insurers and captives. He advises on and litigates bad faith coverage disclaimers and additional insured disputes. He also represents insurers in connection with regulatory issues, including in civil proceedings with insurance regulators. He drafts insurance coverage opinions, coverage position letters, declaratory judgment pleadings, motions, and appeals.

In law school, Farrell interned for the Honorable James M. Catterson, New York Appellate Division, 1st Department; the Kings County District Attorney’s Office; Brooklyn Defender Services; and the Federal Public Defender in the Western District of Washington.

Farrell earned his law degree from St. John’s University School of Law. He was an associate director of the Moot Court Honor Society, and a staffer on the Journal of Civil Rights and Economic Development . Farrell earned his bachelor’s degree, magna cum laude, from Florida Gulf Coast University.




Best Lawyers Honors More Than 200 Cozen O'Connor Attorneys to its Best Lawyers in America 2024 Edition

August 17, 2023

Best Lawyers selected 232 Cozen O’Connor lawyers from 24 of the firm’s U.S. offices for inclusion in the 2024 edition of The Best Lawyers in America.

Cozen O'Connor Promotes 28 Attorneys to Member

March 25, 2022

Cozen O'Connor promoted 28 attorneys to member in March.

More Than 205 Cozen O’Connor Attorneys Named Best Lawyers and Ones to Watch By The Best Lawyers In America

August 19, 2021

Best Lawyers selected 210 Cozen O’Connor lawyers from 23 of the firm’s nationwide offices for inclusion in the 2022 edition of The Best Lawyers in America.


NY Appellate Court: Covid-19 Business Losses Don’t Constitute “Physical” Damage to Property, Don’t Trigger Commercial Property Policies [Property Insurance Law Observer Blog]

April 08, 2022

Covid-19 may cause businesses to be unable to use their property, but loss of use doesn’t constitute the “direct physical loss or damage” necessary to trigger commercial property insurance coverage, according to a first-of-its kind New York appellate court decision issued Thursday....

Does a CGL Policy’s “Business Description” or “Class Code” Limit Coverage? [Casualty Coverage Chronicle Blog]

January 13, 2021

One way a CGL insurer can narrow otherwise broad bodily injury and property damage coverage is by activity. Activities that face similar risk can be grouped using an activity classification code, which can be incorporated into the policy through a class limitation endorsement. For instance, a...

NY Appellate Court: Liability Insurer Cannot Recover Defense Costs Absent Express Policy Provision [Alert]

January 11, 2021

Melissa Brill, Laura Dowgin, and Farrell Miller discuss the decision in American W. Home Ins. Co. v. Gjonaj Realty & Mgt. Co. and what insurers in New York need to do if they want to recover its defense fees when there is ultimately no duty to indemnify.

Policyholders’ Counsel Test “Mother of All” Covid-19 Coverage Suits in a Bid to Block Insurers’ Path to Federal Court [Property Insurance Law Observer Blog]

January 04, 2021

Covid-19 has caused trillions in business losses. Whether those losses are covered by commercial property insurance is an existential issue for both policyholders and insurers. But before that legal battle, the battlefield must be chosen. Do these coverage suits belong in federal or state court?...

Additional Insured, Privity, and the Joint Venturer Adventure [Casualty Coverage Chronicle Blog]

September 11, 2020

Commercial general liability policies often include additional insured endorsements that extend coverage to entities that are not named insureds but who are covered under the policy for specific liability, often liability caused by the named insured’s acts or omissions. Blanket additional insured...

Illinois Appellate Court Requires CGL Insurer To Defend Insured Against BIPA Claim [Casualty Coverage Chronicle Blog]

April 16, 2020

Illinois’ Biometric Information Privacy Act (“BIPA”) restricts businesses that collect biometric information (e.g., DNA, fingerprints, facial and iris recognition) from disseminating that information. Although BIPA had been in effect for more than a decade, the Illinois Supreme Court’s ruling in...

Events & Seminars

Past Events

Consent Judgments: A Guide for Adjusters

March 20, 2023 - Orlando, FL

Anatomy of a Consent Judgment

August 17, 2022 - Webinar


  • St. John's University School of Law, J.D., 2012
  • Florida Gulf Coast University, B.S., magna cum laude, 2007

Awards & Honors

Best Lawyers in America "Ones to Watch" 2022 and 2024

  • New York
  • U.S. District Court -- Eastern District of New York
  • U.S. District Court -- Southern District of New York
  • U.S. District Court -- Western District of New York