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Full Service Law Firm > Subrogation & Recovery > People > Rich, Joseph F.
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Joseph F. Rich

Member

Office Miami

Phone (786) 871-3941  Fax (786) 220-0204

Email jrich@cozen.com

 
Overview
Experience
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Events

Joe has been helping insurance clients make recoveries for more than 18 years, employing a mix of hard work, dedication, and creativity to achieve the best possible result. He has represented domestic and international property insurers in a wide variety of subrogation matters arising out of fires, water releases, product failures, mechanical system failures, roofing failures, and construction defects. He also advises clients on general litigation matters and has experience litigating professional negligence cases. 

Joe assists clients by developing creative pre-suit methods to achieve recoveries, as well as cost-effective and targeted strategies for successful litigation, mediation, and arbitration of claims. He has extensive experience as lead counsel in the full gamut of recovery matters, from significant construction defect cases involving improper roofing and re-roofing projects for condominiums and commercial buildings, to product liability cases against manufacturers of lithium batteries, consumer electronics, and a variety of plumbing components and related systems. Joe co-hosts the Subrogation & Recovery Department’s podcast, “Subro on the Go,” in which he and others spotlight trending issues, new cases impacting the subrogation industry, and overall best practices.  

Promoting the benefits of and advancing the education and policy interests of the subrogation industry are important to Joe. He is actively involved in the National Association of Subrogation Professionals (NASP), including currently serving as secretary on the Executive Committee of NASP’s board of directors . He has presented at NASP’s Annual Conferences since 2012 and co-chaired NASP’s 2018 Annual Conference in Orlando, Fla. Joe earned his Certified Subrogation Recovery Professional (CSRP) designation through NASP in 2019. Through these activities, Joe has developed and strengthened relationships with colleagues and service providers in the subrogation industry.

Joe has spent his entire career as a practicing attorney at Cozen O’Connor, where he now serves as vice chair, office managing partner of the firm’s Miami Office. Joe is a Florida Supreme Court Certified Circuit Court and County Court mediator. He is also technology & innovation chair and co-chair of the Tech Toys & Products Task Force for the firm’s Subrogation & Recovery Department. In addition to his experience practicing within the contiguous United States, Joe has also litigated subrogation matters and general litigation matters in federal court in Puerto Rico.

Obtained a $1.74 million judgment (plus pre- and post-judgment interest) on behalf of the insurer of a crane operating company in a negligent warnings case against the crane manufacturer’s wholly owned subsidiary, which acts as a sales, services, and training company. The case arose after a 600-ton mobile crane collapsed on itself after the insured’s employees adjusted an incorrect locking pin on the crane during its set-up. We claimed the pin was adjusted and the crane collapsed because the crane manufacturer’s wholly owned subsidiary failed to provide the proper training and warnings to the insured. After two years of litigation, the case culminated in a five-day trial finding the manufacturer’s wholly owned subsidiary 100 percent negligent for failing to provide the necessary training and warnings. 


Act Fast to Preserve Evidence When Subrogating Water Damage Claims

March 11, 2022

Joseph Rich was quoted in the Claims Journal article discussing the process of subrogating water damage.

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Joe Rich Has Earned His Certified Subrogation Recovery Professional Designation

June 14, 2019

Joe Rich has earned his Certified Subrogation Recovery Professional (CSRP) Designation administered by the National Association of Subrogation Professionals (NASP).

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In a Hot Lateral Market, Three Lifers at Pa.-Based Firms Explain Why They've Stayed

April 02, 2019

Joseph Rich is included in Law.com's The Intelligencer discussing why he has chosen to stay with one firm, Cozen O'Connor, for his entire career. Joseph attributes his long career at Cozen O'Connor to the attention to work-life balance.

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Documenting Subrogation Loss Means Getting Lots of Photos

February 17, 2017

Joseph Rich and Richard Maleski, of Cozen O'Connor's Subrogation and Recovery department, hosted a firm webinar that was featured in a Claims Journal article titled, "Documenting Subrogation Loss Means Getting Lots of Photos."

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Joe Rich elected to the Le Moyne College Alumni Association Board

May 14, 2015

Joe Rich has been elected to the Le Moyne College Alumni Association Board for an initial four-year term beginning this Fall.

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Joe Rich Appointed Chapter Co-Chair of NASP's DC/MD Chapter

January 28, 2014

Joe Rich, a member of the Subrogation and Recovery Department in our Philadelphia office, has been appointed as the 2014 Chapter Co-Chair of NASP's revived DC/MD Chapter.

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Joseph Rich to be Awarded at the Homeless Advocacy Project’s Award Ceremony

October 28, 2013

Joseph Rich will be honored at the Homeless Advocacy Project’s Award Ceremony on Tuesday, October 29, 2013 in recognition of his extraordinary work providing legal services to homeless men, women and children of Philadelphia.

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Congratulations to Joe Rich for Passing the Federal Bar Examination for the U.S. District Court of Puerto Rico

May 23, 2013

Joe Rich, a member of the Subrogation & Recovery Department, passed the Federal Bar Examination for the United States District Court for the District of Puerto Rico. Unlike most federal courts that allow admission without an examination, the District of Puerto Rico requires applicants to sit for a multiple choice and essay examination covering topics of Federal Civil and Criminal Procedure, Federal Sentencing, Evidence, Jurisdiction and Venue, Appellate Procedure, Ethics, and the Bankruptcy Code. Congratulations to Joe---only 30% of the attorneys who took the exam passed.

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Joe Rich Appointed to HAP 2013 Advisory Board

January 25, 2013

Marsha Cohen, executive director of The Homeless Advocacy Project recently announced that Joe Rich has been appointed to the HAP 2013 Advisory Board. With a legal staff of 13 and a corps of 400 volunteer lawyers, paralegals, and law students, HAP engages in direct outreach to homeless individuals in need of legal services. HAP collaborates with shelter providers, homeless advocates, community service providers and the legal community to provide homeless clients with legal representation and to connect them with other social services.

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Requiring an Expert to Have Experience with the Specific Product at Issue is “Too High” a Standard [Alert]

May 26, 2021

Joe Rich discusses the 11th Circuit's decision in Moore v. Intuitive Surgical Inc.

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Aggravation Time is Not Money in Florida [Alert]

September 29, 2020

Joe Rich and Rick Maleski discuss the 4th District Court of Appeals in Florida's decision in P&G Trucking of Brandon, Inc., et. al. v. Riverland Hedging & Topping, Inc. et. al.

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Five Mile Swamp Fire [Alert]

May 15, 2020

Joe Rich discusses the Five Mile Swamp Fire, including location, property impacted, and it's status.

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Game of Experts: A Song of Frye & Daubert in Florida State Courts

June 18, 2019

Rick Maleski and Joe Rich discuss Florida's move from the Frye standard back to the Daubert standard.

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That Just Happened! Florida Returns to the Frye Expert Standard [Alert]

November 01, 2018

Joe Rich discusses the benefits of Florida's decision to return to the Frye standard over the Daubert standard.

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Florida Court Clarifies That Pre-Suit Notice for Construction Defect Claims Tolls Statute of Repose

September 20, 2018

Richard Maleski and Joseph Rich discuss the decision in Gindel et. al. v. Centex Homes et. al., and its impact on the tolling of the statute of repose in Florida.

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Could Daubert be Dying in Florida? [Subrogation & Recovery Alert]

April 26, 2017

Joe Rich and Joshua Goodman discuss the Florida Supreme Court opinion in In Re: Amendments to the Florida Evidence Code, in which the court declined to adopt the Daubert standard, on procedural grounds, for admissibility of expert testimony.

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CPVC Plastic Sprinkler Pipes and Fittings - What they are, how they fail, and how to evaluate recovery issues

April 03, 2017

Cozen O’Connor recently provided a detailed presentation and power point on CPVC pipe failures. Here are a few of the slides documenting why this issue is important for subrogation professionals.

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#servicebysocialmedia — Federal Courts Allow Use of Social Media to Serve Foreign Defendants [Subrogation & Recovery Alert]

January 18, 2017

Joseph Rich discusses why a U.S. District Court for the Northern District of California allowed a plaintiff to serve a defendant via the social media platform Twitter.

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Battery Problems Spread to Smart Phones

September 14, 2016

Joe Rich and David Brisco discuss smartphone fires related to lithium-ion batteries.

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Back from the Future: Hoverboards are Real “Fire Hazards” According to the CPSC and NFPA [Subrogation & Recovery Alert]

May 23, 2016

In this Alert, we discuss hoverboards and recent advisories in response to fire trends associated with hoverboards by the Consumer Product Safety Commission (CPSC) and National Fire Protection Association (NFPA).

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Restatement Wars – Florida Upholds 2d Restatement Consumer Expectations Test for Design Defects [Subrogation & Recovery Alert]

January 26, 2016

Rick Maleski and Joe Rich discuss the Florida Supreme Court's decision in Aubin v. Union Carbide Corp. that made clear that the Second Restatement test known as the “consumer expectation test” is the law in Florida for product liability claims based on a design defect, not the Third Restatement of Torts, which uses a “risk utility test” requiring plaintiffs show a reasonable alternative design for a product.

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Game Changer – “Proportional” Discovery is Almost Here in the Federal Courts [Subrogation & Recovery Alert]

October 05, 2015

The scope of discovery is going to change from allowing what is “reasonably calculated to lead to the discovery of admissible evidence” to what is “proportional to the needs of the case.”

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Being Reasonable is a Good Approach to Obtaining Social Media Discovery [Subrogation & Recovery Alert]

February 10, 2015

Social media, whether it be posted comments, photographs, video footage or other media, has clearly emerged over the last few years as a new and sometimes generous source of information to assist with recovery efforts. From insureds to possible targets to third-party witnesses, it is clear people are now more accustomed to posting what occurs in their daily lives to their social media accounts, which also necessarily means there is a good chance loss related information has and will continue to find its way into the world of social media. But often times, What is and what is not discoverable when it comes to “social media”? is a question that gives insurance claims professionals and their subrogation counsel a moment of pause when litigating a subrogation claim and considering whether to explore social media as source of useful information. Three recent cases in Florida, provide further guidance on how far a litigant can go in seeking discovery of social media.

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Claims Journal: Looking Beyond the Breach: Recovery Analysis in Data Breach and Cyber Losses

June 10, 2014

In an article in the Claims Journal, Joe Rich address how we should be looking beyond the breaches to recovery as well, both in terms of possibility of recoveries and how to evaluate recovery. Surprisingly, there has been little attention given to the topic of subrogation or recovery opportunities arising our of cyber losses. In this article, we analyze the prospect of recovering on a cyber loss.

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Cozen O'Connor Cyber Law Monitor-The Next Generation of Data Breach Notice Law-Florida's Information Protection Act of 2014

May 15, 2014

Joe Rich and David Brisco address the Florida Information Protection Act of 2014 which established tough new notification and requirements for businesses and governmental entities in the Cozen O'Connor Cyber Law Monitor blog.

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Attorney Means “Attorney” – Lessons for Subrogation Professions From Recent Federal Court Decisions Clarifying the Disclosure Requirements for Expert Materials [Subrogation & Recovery Alert]

April 21, 2014

In 2010, Federal Rule of Civil Procedure 26 was amended to provide new limitations on the discovery allowed for testifying experts in federal court cases. The most significant changes with regard to testifying experts, i.e., experts you intend to call at the time of trial, were that: (1) drafts of expert reports to counsel are no longer discoverable; and (2) communications between experts and counsel are no longer discoverable unless they relate to (i) compensation or (ii) facts, data, or assumptions provided by counsel that were considered by the expert. For subrogation professionals, these changes were positive as the amendments’ goals were to reduce costs and time spent on discovery of draft reports and an expert’s discussions or communications with counsel. The changes were further meant to streamline the discovery process and focus the parties on issues that were more central to the case, which was also good news to folks handling subrogation litigation.

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Cozen Comics, The Flame, Vol. 1, Chapters 1-4, The Subro Recovery [Subrogation & Recovery Alert]

October 23, 2013

We have all seen the Herculean deeds of a superhero on television or in the movies. They knock over buildings, use buses as weapons and generally cause super-sized amounts of property damage. Have you ever wondered who pays for the property damages left in the wake of a superhero? With no superhero exclusion, a property policy might just cover these situations. So, if the insurer pays for the damage caused by the actions of a superhero, is there a path for subrogation recovery? Let’s dive into that world, and find out.

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'Proportional' Discovery Proposed for Federal Civil Cases [The Legal Intelligencer, September 2013]

September 04, 2013

Joseph Rich authored this article on the proposed amendments to the Federal Rules of Civil Procedure which present not only a significant shift in the scope of the discovery allowed in federal court, but also would usher in a new era of other limitations on discovery.

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Possible New Rules for Traveling on the Discovery Highway in Federal Court [Subrogation & Recovery Alert]

August 22, 2013

In 2010, the Federal Rules of Civil Procedure were amended to change the scope and method of expert discovery in federal courts under Federal Rule of Civil Procedure 26. Now, more possible changes to Rule 26 are on the horizon and subrogation professionals and litigators should be mindful of these potential changes and the impact they will have on the discovery process in subrogation matters in federal court.

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The Paperless Chase: Practicing in the Age of the iPad [The Legal Intelligencer, May 2013]

May 31, 2013

With the emergence of more useful applications for the iPad that can used by attorneys or are tailored to our needs, we are no longer restricted by the physical world of redwelds or trial bags when we work outside our offices. The limits of what we can have access to at our fingertips outside of the office is no longer limited based on whether we can manage to jam our laptops and everything else into that nice leather bag that we received as a birthday gift.

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Service by Social Media: The First Step in a New Way to Serve Foreign Defendants [Subrogation & Recovery Alert]

May 15, 2013

The process of serving foreign defendants can be a long and costly path through the Central Authority or courts of a foreign country under The Hague Convention (on the Service Abroad of Judicial and Extrajudicial Documents), and sometimes the requests for service go unanswered for several months, leaving litigants to wonder whether they will ever be able to pursue their case.

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Exculpatory Provisions Can No Longer Preclude Liability for Reckless Acts in Pennsylvania: The Supreme Court of Pennsylvania's Recent Decision Shows that the Tide is Turning [Subrogation and Recovery Alert!]

September 25, 2012

Exculpatory Provisions Can No Longer Preclude Liability for Reckless Acts in Pennsylvania: The Supreme Court of Pennsylvania's Recent Decision Shows that the Tide is Turning - Subrogation and Recovery Alert! - Have you handled a good liability case only to find an exculpatory clause in the contract or lease allowing the targeted party to avoid liability for its negligent acts or omissions? Now, in Pennsylvania, liable parties no longer can
claim blanket protection under an exculpatory provision if they were potentially reckless in bringing about a loss.

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The Decision in Phaneuf Funeral home v. Little Giant Pump Co.: Statute of Repose in New Hampshire Now Only Protects Manufacturers & Sellers of Products Who Were Involved In the Transformation of the Products into Improvements [Subrogation and Recovery Alert!]

August 07, 2012

The Decision in Phaneuf Funeral home v. Little Giant Pump Co.: Statute of Repose in New Hampshire Now Only Protects Manufacturers & Sellers of Products Who Were Involved In the Transformation of the Products into Improvements - Subrogation and Recovery Alert! - What factors determine whether manufacturers or sellers of products incorporated into an improvement to a structure are protected by the statute of repose?

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Don’t Forget Contract Claims! Another Possible Theory of Recovery in Cases Against the United States [Subrogation and Recovery Alert!]

May 08, 2012

Don’t Forget Contract Claims! Another Possible Theory of Recovery in Cases Against the United States - Subrogation and Recovery Alert! - Do you have a claim against the United States? You already may know about how to proceed under the Federal Tort Claims Act. Have you also considered a breach of contract claim, in addition to any tort claim? If not, you need to assess whether the Contract Disputes Act, 41 U.S.C. section 7101, et seq. applies to your contract claim.

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Personal Jurisdiction Over Foreign Defendants Under the Supreme Court's Recent Decision J. McIntyre Mach., Ltd. v. Nicastro [Subrogation and Recovery Alert!]

March 08, 2012

Personal Jurisdiction Over Foreign Defendants Under the Supreme Court's Recent Decision J. McIntyre Mach., Ltd. v. Nicastro - Subrogation and Recovery Alert! - Although recovery professionals often assert that the movement of goods from a foreign manufacturer to domestic consumers - sometimes referred to as "the stream of commerce" - allows one to maintain jurisdiction over a foreign defendant in a state, the U.S. Supreme Court's decision in J. McIntyre Mach., Ltd. v. Nicastro, _U.S._, 131 S. Ct. 2780 (2011) (plurality op., Kennedy, Roberts, Scalia,

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New Expert Report and Communication Rules in Federal Court Cases [Subrogation and Recovery Alert!]

November 29, 2010

New Expert Report and Communication Rules in Federal Court Cases - Subrogation and Recovery Alert! - Draft expert reports can be a trap for the unwary, often resulting in drafts not being protected from discovery by opposing parties. Under recently amended Federal Rule 26 for Federal cases, draft expert reports now are discoverable when counsel is not involved. The converse is the lesson of the day: draft reports are privileged when prepared at the request of counsel. This Alert discusses these important new amendments to Federal Rule 26, and their impact on expert disclosures.

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The UN Convention on Contracts for the International Sale of Goods (CISG) [Subrogation and Recovery Alert!]

July 01, 2008

The UN Convention on Contracts for the International Sale of Goods (CISG) - Subrogation and Recovery Alert! - 4 pgs total. The U.N. Convention on Contracts for the International Sale of Goods (CISG) is an intl. agreement that is applicable to contracts for the intl. sale of goods between parties whose places of business are in different countries. Two CISG issues that are relevant to subrogation actions against parties doing business in a foreign country: a requirement that the buyer provide timely notice of the nonconformity of the goods to the seller, and, the statute of limitations under CISG.

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NASP 2023 Spring Conference Amelia Island, FL 02/16/2023
NASP 2022 Annual Conference Marco Island, FL 11/06/2022
Common Water Losses & How to Explore Subrogation: An Overview of Piping, Fitting, Supply Line & Filter Failures Webinar 03/10/2022
NASP 2021 Annual Conference Virtual Conference 11/08/2021
No Retreat, No Surrender: How to Transform Your Insured's Failure to Follow Warnings into a Great Products Case Virtual 11/16/2020
Building Blocks - Five Easy Ways to Build a Better Subro Claim Virtual 11/16/2020
NASP 2019 Annual Conference National Harbor, MD 10/27/2019
Deals with the Devil: Indemnity, Confidentiality and Subro Settlement Agreement Snags Rancho Mirage, CA 03/28/2019
Subrogation Water Damage Webinar Part 2: Pipe Failures and Hot Water Heaters Webinar 01/16/2019
Webinar: Dealer's Choice: The Subro Settlement Game and the Wildcards of Indemnity & Confidentiality Webinar 06/20/2018
The Art of Negotiation Webinar 06/18/2018
Webinar: Utilizing the Consumer Product Safety Commission to Help Pursue Subrogation Claims Webinar 05/17/2018
Webinar: Understanding Common Water Losses Webinar 01/17/2018
19th Annual NASP Conference - Deep in the Heart of Subro Austin, TX 11/05/2017
Webinar: Building a Better Subro Claim Webinar 02/14/2017
Orlando Claims Association Monthly Meeting Altamonte Springs, FL 01/12/2017
Webinar: Circles of Trust Webinar 11/22/2016
18th Annual NASP Conference Colorado Springs, CO 10/23/2016
Webinar: Drop Check Payments: Hold on Before Cashing that Check Webinar 08/24/2016
Webinar: Notice of Claim Letters: What Information Should Be Included and How to Protect Subrogation Rights Webinar 06/16/2016
17th Annual NASP Conference: Eureka! Subro Education Reno, NV 11/08/2015
NASP 2015 Subrogation Litigation Skills and Management Conference Napa, CA 03/19/2015
NASP Annual Conference: Subrogation--The Future Is Now Orlando, FL 11/10/2014
2014 Denver Subrogation Seminar Denver, CO 08/14/2014
2014 Omaha Subrogation Seminar Omaha, NE 06/17/2014
2014 St. Louis Subrogation Seminar St. Louis, MO 06/16/2014
NASP DC Chapter Meeting Columbia, MD 05/02/2014
2013 NASP Annual Conference 11/03/2013
NASP: New Jersey Chapter Education Seminar South Plainfield, NJ 04/19/2012

Bar Admissions

  • District of Columbia
  • Florida
  • New Jersey
  • Pennsylvania
  • U.S. Dist. Ct. Puerto Rico

Court Admissions

  • U.S. District Court -- District of Columbia
  • U.S. District Court -- Middle District of Florida
  • U.S. District Court -- Northern District of Florida
  • U.S. District Court -- Southern District of Florida
  • U.S. District Court -- New Jersey
  • U.S. District Court -- Eastern District of Pennsylvania
  • U.S. District Court -- Middle District of Pennsylvania
  • U.S. District Court -- Puerto Rico

Education

  • Villanova University School of Law, J.D., 2003
  • Le Moyne College, B.A., summa cum laude, 2000

Affiliations

  • Florida Supreme Court Certified Circuit Court and County Court Mediator
  • Board of Directors, National Association of Subrogation Professionals (NASP)
  • Board of Directors, Le Moyne College Alumni Association Board
  • Member, Federal Bar Association
  • Member, Dade County Bar Association
  • Member, Florida Bar Unlicensed Practice of Law Committee "A", 11th Judicial Circuit for Miami-Dade County
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